Jens Fischer - Strategic Business Consultant

Q: Where is Jens based?

Jens is based in Leipzig, Germany .

Q: What languages does Jens speak?

Jens speaks the following languages: German (Native), English (Advanced), Hindi (Elementary) .

Q: How many years of experience does Jens have?

Jens has at least 36 years of experience. During this time, Jens has worked in at least 19 different roles and for 22 different companies . The average length of individual experience is 2 years and 7 months . Note that Jens may not have shared all experience and actually has more experience.

Q: What is Jens's latest experience?

Jens's most recent position is Strategic Business Consultant at EURO Kartensysteme .

Q: What companies has Jens worked for in recent years?

In recent years, Jens has worked for EURO Kartensysteme , Payments & Banking Academy , Equens Worldline , Banking Circle S.A. , and UAB BEBAWA .

Q: Which industries is Jens most experienced in?

Jens is most experienced in industries like Information Technology (IT) , Banking and Finance , and Education . Jens also has some experience in Media, Entertainment and Publishing and Tourism and Hospitality .

Q: Which business areas is Jens most experienced in?

Jens is most experienced in business areas like Information Technology (IT) , Product Development , and Project Management . Jens also has some experience in Operations , Procurement and Purchasing , and Strategy and Planning .

Q: Which industries has Jens worked in recently?

Jens has recently worked in industries like Banking and Finance , Education , and Information Technology (IT) .

Q: Which business areas has Jens worked in recently?

Jens has recently worked in business areas like Information Technology (IT) , Procurement and Purchasing , and Product Development .

Recommended expert

Leipzig, Germany

Experience

Jun 2023 - Present

2 years 9 months

Strategic Business Consultant

EURO Kartensysteme

Analysis, redesign and functional specification for a software system to record, process and reimburse all claims in the girocard scheme
Analysis, conception and execution for a bidding for the introduction and implementation of Identity & Access Management, Masterdata Management and Document Management Systems
Project management for the software development project for the EKS-Net platform for the recording, processing and reimbursement of all claims in the girocard scheme
Project management for the introduction of Identity and Access Management System, Master Data Management System and Document Management System
Strategy consulting for digitalization of business processes
Advice on payment transactions, compliance (PEP and sanction list checks) and risk analysis
Design of data models and APIs

Jan 2023 - Present

3 years 2 months

On-site

Managing Director, Training Manager

Payments & Banking Academy

Design and delivery of training courses (Webinars and Onsite Trainings) for Payments, Banking, e-Commerce, m-Commerce, SEPA, SWIFT, Clearing, Settlement, Regulations and Compliance

Sep 2022 - Dec 2022

4 months

Business Analyst Target2

Equens Worldline

Business analysis for Target2, SWIFT, CBPR+
Master data management, conditions & pricing and FX analysis for a large international bank

Feb 2022 - Jul 2022

6 months

Strategic Payment Consultant SEPA Payment Schemes

Banking Circle S.A.

Consulting and advice for SEPA Direct Debit and SEPA Card Clearing
Creation of process charts and BPMN diagrams, description and mapping of SEPA messages
Creation of sales slides
Support for the assessment of regulatory and compliance issues

Jan 2020 - Apr 2020

4 months

Strategic Payment Advisor and Consultant

aye4fin GmbH

Implementation of a state-of-the-art payment platform

Oct 2017 - Dec 2021

4 years 3 months

CTO; IT Management; Business Development, Requirements Engineering

UAB BEBAWA

Drafting and implementation of a banking platform
Management of external suppliers for Core Banking System and Online and Mobile Banking frontends
Implementation of KYC processes including sanction and PEP lists and fuzzy matching algorithms
Specification of cryptographic encryption and signature procedures

Feb 2015 - Dec 2020

5 years 11 months

Multi Project Manager; Consultant Business Processes Mobile Payment, Credit Card Payments, SEPA Direct Debit, Electronic Funds

PAYBACK AG

Project management of a mobile payment system for POS and e-Commerce
Consulting on business processes for mobile payment
Threat analysis and security concept development
Specification of EFT protocols and cryptographic encryption and signature procedures

Mar 2014 - Dec 2014

10 months

Consultant Business Development; Requirements Engineering

Media Saturn IT Services

Consulting on a multi-channel payment platform
End-to-end design of complex business processes
Requirements specification

Jul 2013 - Mar 2014

9 months

Management Consultant Business Development; M&A Consulting; Business Development

Start up (e-Commerce/Travel Industry)

Development of a business plan and financial budgeting (IFRS) for an e-commerce start-up in the travel industry
Acquisition of venture capital
Business consulting to define functional requirements
Setup of sales and marketing strategies
Database, API and user interface design
Object-oriented analysis and design
Design of mobile apps for Android and iOS
Test management

Sep 2012 - Jun 2013

10 months

Product Owner and Theme Owner Agile Project Management (Scrum/Kanban); Consultant credit card and master data

Mercedes-Benz Bank

Redesign and relaunch of the core banking system
Definition of business requirements for existing and new IT products
Business analysis and functional specification
Definition of test cases

Sep 2011 - Aug 2012

1 year

Management Consultant Business Development; M&A Consulting

Start up (e-Commerce/Travel Industry)

Business planning and financial budgeting (IFRS) for an e-commerce start-up in the travel industry
Acquisition of venture capital
Business consulting to define functional requirements
Setup of sales and marketing strategies
Design of mobile apps for Android and iOS

Jul 2009 - Jan 2012

2 years 7 months

Management Consultant Business Development; Scrum Master and Product Owner Agile Project Management

Clickandbuy

Project management for a large-scale payment service provider project
PCI DSS compliance and risk management fraud prevention consulting
Evaluation of external service providers against business and technical requirements
Design of cash flow control algorithms for risk minimisation
System architecture, interface and database design
Design of mobile apps for Android and iOS
Definition of test cases and specification of cryptographic encryption and signature procedures

Feb 2009 - Jul 2009

6 months

Management Consultant Business Development

Start up

Development of a business plan and financial budgeting (IFRS) for a massively multiplayer online role-playing game (MMORPG)

Oct 2008 - Jun 2009

9 months

Management Consultant Business Development

Getamedia

Product management
Business plan and financial budgeting (IFRS) for an e-recruiting platform

Aug 2008 - Sep 2009

1 year 2 months

Management Consultant Business Development

d+s payment (netrada payment)

Project management
Design and implementation of customer relationship processes
Risk management consulting
Coordination of external service providers

Dec 2006 - Jul 2008

1 year 8 months

Product and Project Manager

Deltavista

Strategic redesign of an online risk management platform in an international environment
Definition, unification and mapping of internal and external web services and batch interfaces

Jul 2006 - Nov 2006

5 months

Management Consultant

Best Gaming Technologies

Drafting of a business plan, technology concept and financial budgeting for an e- and m-payment platform for an Austrian/German gaming provider

Jan 2006 - Jun 2006

6 months

Management Consultant

GDMcom

Product management and key account management for a photo geo-localization software

Jan 2005 - Dec 2007

3 years

CEO/CTO

PictureBazaar

Design, implementation and operation of a photo management, sales and geo-localization platform

Jan 1999 - Dec 2006

8 years

CEO/CTO

inatec

Design, implementation and operation of the first multi-payment platform worldwide
Customization, extension and operation of branded and co-branded multi-payment platforms for major banks, telcos and corporate clients
Certification of the platform according to PCI-DSS
Specification of cryptographic encryption and signature procedures

Jan 1998 - Dec 1998

1 year

CTO

VirBuS

Operation and development of an online payment platform
Localization for the German market

Jan 1996 - Dec 1997

2 years

Project Manager, Internet-Administrator

SachsenLB; Federal Bank of Saxony

Technical project manager for the introduction, localization and implementation of the CyberCash payment system in the German market
Design and implementation of internet and intranet structure, IT security, firewall and security policy for the bank

Jan 1990 - Dec 1995

6 years

Project Manager, Software Engineer

iXOS

Software development of a document archiving system
Design, implementation and management of the Internet department

Industries Experience

See where this freelancer has spent most of their professional time. Longer bars indicate deeper hands-on experience, while shorter ones reflect targeted or project-based work.

Experienced in Information Technology (29 years), Banking and Finance (27.5 years), Education (3 years), Media and Entertainment (3 years), and Tourism (1.5 years).

Information Technology

Banking and Finance

Education

Media and Entertainment

Tourism

Business Areas Experience

The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.

Experienced in Information Technology (33 years), Product Development (28.5 years), Project Management (22.5 years), Operations (13 years), Strategy (4 years), and Procurement (4 years).

Information Technology

Product Development

Project Management

Operations

Strategy

Procurement

Skills

Roles And Skills

Management Consultant, Interim Management (Expert)
Business Analyst (Expert)
Business And Financial Planning (Expert)
E-/m-commerce (Expert)
It-consultant (Expert)
Project Management (Expert)
Scrum/kanban (Agile Software Development) (Expert)
Product Management (Expert)
It Architecture (Advanced)
Programming (Advanced)
Presentation (Expert)

Operating Systems And Technologies

Unix: Linux, Solaris, Hp-ux (Expert)
Windows (Expert)
E-/m-commerce, E-/m-payment (Expert)
Saas / Cloud Technologies (Expert)
Database Design (Expert)
Databases: Mysql, Mariadb, Postgresql, Sybase, Oracle (Expert)
Web-server: Apache (Expert)
Web-technologies: Html, Ajax, Javascript, Css (Expert)
Xml, Xslt, Xpath, Web Services (Wsdl), Xml Schema (Expert)
Tcp/ip And Tcp/ip-based Protocols (Expert)
Eft: Gicc, Kaai, Iso8583, Swift, Edifact (Expert)
Sepa (Expert)
Cryptography: Pki, Pgp, Encryption (Expert)
Firewalls (Expert)
Crm (Experienced)

Programming

Object Oriented Programming: Oop, Ooa, Ood, Uml (Expert)
Sql (Expert)
C/c++ (Expert)
Perl (Expert)
Java (Experienced)
Javascript (Expert)
Shell, Awk (Expert)
Fortran (Experienced)
Pascal, Delphi (Experienced)
Visual Basic (Experienced)

Tools

Ms Office: Word, Excel, Project, Visio (Expert)
Open Office: Writer, Calc, Impress (Advanced)
Cvs, Subversion (Expert)
Eclipse (Advanced)
Vi (Expert)
Photoshop (Expert)
Sharepoint (Experienced)
Ms Visual Studio (Experienced)

International E-payment And Electronic Funds Transfer Systems

Technical Project Manager For The Introduction, Localization And Implementation Of The Cybercash Payment System In The German Market In 1996/97 At Sachsenlb
Drafting And Implementation Of The First Payment Hosting Platform Worldwide For The Cybercash Payment System In 1998 At Virbus Ag
Drafting And Implementation Of Powercash, The First Multi-payment Platform Worldwide As Founder, Ceo And Cto Of Inatec Gmbh In 1999
Implementation Of Branded And Co-branded Powercash Platforms For Major German Banks, E.g. Commerzbank, Postbank, Dresdner Bank, Savings Bank Cologne, Lbbw, Savings Bank Bonn, Savings Bank Jena
Certification Of Powercash Platform According To Payment Card Industry (Pci) Data Security
Draft And Implementation Of Streetcash, The Second M-payment System Worldwide
Implementation Of Branded Streetcash System For 2 German Telcos: Mobilcom (Mobilbank), Quam
Draft And Implementation Of Ewallet System For Powercash Platform
Drafting Of Fraud Detection Strategies
Drafting Of Risk Based Payment Controlling Algorithms
Drafting Of Business Model, Technology Concept And Financial Budgeting For An E- And M-payment Platform For Austrian/german Gaming Provider

Business And Product Management

Foundation And Development Of A Company With 35 Employees As Majority Shareholder
Acquisition Of Venture Capital From International Investors
Drafting And Implementation Of Innovative And Market Leading Software Products, Especially For E-payment And M-payment
Acquisition Of Major Customers, Especially Banks, Financial And Telecommunication Service Providers
Acquisition And Development Of International Partnerships

Management And Project Management

Strategic And Day-to-day Management Of Affairs Of A Company With 35 Employees
Supervising Of Major Projects (Volume: 5-10 Million €) In Steering Committees
Management Of Large And Medium Sized Projects
Several Courses In Management And Communication Skills
Representation At Numerous Trade Fairs (Cebit, Systems, Internetworld, Cashworld)

Networks And Computer Networks

Development And Implementation Of Networks And Clusters In High-security Environments
Design And Implementation Of Security Policies
Implementation Of Security And Firewall Strategies
Analysis And Optimization Of Networks And Clusters
Design And Implementation Of Monitoring Systems For Commercial Five-nine Systems
Network Administration
Installation And Maintaining Of Unix Servers (Linux, Solaris, Hp/ux, Aix)

Programming (Additional)

Design And Implementation Of Highly Available Database Applications (Sybase, Oracle, Mysql, Mariadb, Postgresql)
Programming Of E-/m-payment Applications, Internet (Html, Xml, Xsl) And Archive Systems
Programming In C/c++, Perl, Java, Javascript, Visual Basic, Pascal, Pl/1, Fortran, Awk, Shell
Programming For The Operating Systems Linux, Solaris, Hp/ux, Aix, Windows 3.11 - 10, Windows Ce 3.1 – Ce.net

Training

Development And Realisation Of Courses For Unix Operating Systems, Object Oriented Programming With C++, Programming In Html And Javascript, Ole Programming With Microsoft Foundation Classes
Guest Lectures "Payment Systems And Electronic Money" At Htwk Leipzig

Languages

German

Native

English

Advanced

Hindi

Elementary

Education

Oct 1985 - Jun 1990

University of Leipzig

Master’s Degree in Mathematics, Diplom-Mathematician · Mathematics · Leipzig, Germany

Oct 1978 - Jun 1982

Carl Zeiss Specialist School for Physics and Natural Sciences

German Abitur (University Entrance Qualification) · Jena, Germany

Certifications & licenses

PCI Data Security

Profile

Created

September 2025

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Jens based?

Jens is based in Leipzig, Germany.

What languages does Jens speak?

Jens speaks the following languages: German (Native), English (Advanced), Hindi (Elementary).

How many years of experience does Jens have?

Jens has at least 36 years of experience. During this time, Jens has worked in at least 19 different roles and for 22 different companies. The average length of individual experience is 2 years and 7 months. Note that Jens may not have shared all experience and actually has more experience.

What roles would Jens be best suited for?

Based on recent experience, Jens would be well-suited for roles such as: Strategic Business Consultant, Managing Director, Training Manager, Business Analyst Target2.

What is Jens's latest experience?

Jens's most recent position is Strategic Business Consultant at EURO Kartensysteme.

What companies has Jens worked for in recent years?

In recent years, Jens has worked for EURO Kartensysteme, Payments & Banking Academy, Equens Worldline, Banking Circle S.A., and UAB BEBAWA.

Which industries is Jens most experienced in?

Jens is most experienced in industries like Information Technology (IT), Banking and Finance, and Education. Jens also has some experience in Media, Entertainment and Publishing and Tourism and Hospitality.

Which business areas is Jens most experienced in?

Jens is most experienced in business areas like Information Technology (IT), Product Development, and Project Management. Jens also has some experience in Operations, Procurement and Purchasing, and Strategy and Planning.

Which industries has Jens worked in recently?

Jens has recently worked in industries like Banking and Finance, Education, and Information Technology (IT).

Which business areas has Jens worked in recently?

Jens has recently worked in business areas like Information Technology (IT), Procurement and Purchasing, and Product Development.

What is Jens's education?

Jens holds a Master in Mathematics from University of Leipzig.

Does Jens have any certificates?

Jens has 1 certificate: PCI Data Security.

What is the availability of Jens?

Jens is immediately available for suitable projects.

What is the rate of Jens?

Jens's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.