Björn Kowarsch - Epic Owner, Business Process Consultant

Q: Where is Björn based?

Björn is based in Munich, Germany .

Q: What languages does Björn speak?

Björn speaks the following languages: German (Native), English (Advanced), French (Elementary), Russian (Elementary) .

Q: How many years of experience does Björn have?

Björn has at least 16 years of experience. During this time, Björn has worked in at least 14 different roles and for 11 different companies . The average length of individual experience is 1 year and 2 months . Note that Björn may not have shared all experience and actually has more experience.

Q: What is Björn's latest experience?

Björn's most recent position is Epic Owner, Business Process Consultant at Telefónica Germany GmbH & Co. OHG .

Q: What companies has Björn worked for in recent years?

In recent years, Björn has worked for Telefónica Germany GmbH & Co. OHG , equensWorldline SE , DG Nexolution (formerly DG Verlag) , and Bertelsmann BFS Finance GmbH .

Q: Which industries is Björn most experienced in?

Björn is most experienced in industries like Banking and Finance , Information Technology (IT) , and Telecommunication . Björn also has some experience in Media, Entertainment and Publishing , Retail , and Aerospace and Defense .

Q: Which business areas is Björn most experienced in?

Björn is most experienced in business areas like Information Technology (IT) , Project Management , and Product Development . Björn also has some experience in Quality Assurance (QA) , Business Intelligence , and Legal and Compliance .

Q: Which industries has Björn worked in recently?

Björn has recently worked in industries like Telecommunication and Banking and Finance .

Q: Which business areas has Björn worked in recently?

Björn has recently worked in business areas like Information Technology (IT) , Quality Assurance (QA) , and Product Development .

Recommended expert

Munich, Germany

Experience

Dec 2022 - Dec 2024

2 years 1 month

Munich, Germany

Epic Owner, Business Process Consultant

Telefónica Germany GmbH & Co. OHG

Conceptual migration and organizational/technical process development of payment and billing processes (Payment & Billing) from legacy systems to a new B2B and mass-market technology stack.
Responsible for correctly capturing requirements in epics and user stories, blueprinting, supporting implementation, and end-to-end testing of the implementation according to the SAFe Agile Framework methodology.
Creating process and interface documentation as well as sprint demos.
Establishing knowledge management based on Confluence and SharePoint, including employee training.

Dec 2021 - Aug 2022

9 months

Frankfurt, Germany

Business Analyst, Solution Consultant

equensWorldline SE

Conceptual migration of card processes (issuer migration) and client reporting to banks and card schemes from legacy systems to a new platform.
Organizational/technical process development for taking over mandatory and regulatory reporting and implementing it in a new output system.
Standardization of the service and reporting portfolio and related processes.
Establishing knowledge management based on Confluence and SharePoint, including employee training.

Sep 2021 - Dec 2021

4 months

Wiesbaden, Germany

Provider Management and Consulting

DG Nexolution (formerly DG Verlag)

Supporting the provider management department in ensuring IT security requirements (BAIT, MaRisk, KWG) during outsourcing.
Creating internal contingency plans (BCM, DR) and control systems (ICS) to meet and further develop these requirements.
Handling VISA and Mastercard mandates.

Sep 2020 - Sep 2021

1 year 1 month

Gütersloh, Germany

Product Owner, Business Analyst, Solution Consultant

Bertelsmann BFS Finance GmbH

Conceptual development of a fully automated, AML-compliant company and business partner identification as a platform module with determination of the beneficial owner(s).
UI/UX design of a web interface for controlling and configuring the module, as well as template-based output of results.
Organizational/technical process development for GDPR-compliant data processing.
Reading, understanding and applying various regulatory requirements and capturing them in epics and user stories for software implementation.
Fork for alternative scenarios such as the Supply Chain/Sustainability Act.

Jan 2020 - Jun 2020

6 months

Wiesbaden, Germany

Project Management, Product Management Support, Consulting

DG Nexolution (formerly DG Verlag)

Project management and product management support for an HCE-based Android payment app to achieve certification with the industry association.
Project management for a new physical credit card program (personalization and production, validation and approval).
Consulting and support for setting up a provider management department and managing service providers.

Jan 2019 - Oct 2019

10 months

Gütersloh, Germany

Data Analyst / Interface Analyst

Bertelsmann BFS Finance GmbH

Analyze the regulatory and business requirements for building a corporate data warehouse by the leading credit bureaus.
Analyze, test, and perform business intelligence on corporate data and interface specifications for technical integration.
Advise the client on regulatory requirements and the technical implementation of an AML-compliant credit bureau.

Jan 2018 - Dec 2018

1 year

Munich, Germany

Senior Product Consultant

Wirecard Bank

Analyze regulatory and business requirements and create implementation proposals and concepts.
Coordinate and conduct agile project management for technical integrations and improvements around the core banking system and card-based banking products.
Implement regulatory requirements (NPP, POG, MaRisk).
Standardize the product portfolio and processes.
Advise FinTech companies in lending and factoring, such as Billie and Face Value.

Sep 2013 - Dec 2017

4 years 4 months

Germany

Senior Technical Consultant

Wirecard Technologies

Analyze regulatory and business requirements and develop implementation proposals and concepts for card-based financial products.
Agile project and product management in financial services, such as issuing, acquiring, payment gateways, and mobile payment apps and wallets.
Handle RFIs and RFPs.
Coordinate and lead technical integrations and customer projects in eCommerce, savings & loyalty, credit cards, and mobile payments with HCE and NFC.
Advise FinTech companies such as Savedroid, N26, and others.

Sep 2012 - Aug 2013

1 year

Germany

Software Development Project Manager

RatePAY GmbH

Implement payment and credit decision solutions in customer and partner systems.
Further develop shop plugins and interfaces.
Manage development resources internally and externally.

Nov 2011 - Aug 2012

10 months

Germany

Technical eCommerce Integration Project Manager

RatePAY GmbH

Integrate credit bureaus, risk management systems, and payment service providers (PSPs) into the RatePAY GmbH and Otto Group systems.
Integrate with online retailer systems and marketplace platforms.

Sep 2009 - Apr 2011

1 year 8 months

Germany

Technical Consultant

it-testpro GmbH

Requirements analysis and test case creation for the trial operation of the European Train Control and Signaling System ETCS/ERTMS on the Munich-Ingolstadt-Nuremberg field test track.
Setting up an in-house software and hardware testing department and test automation for VoIP network devices and services.
Coordinating and performing quality assurance and acceptance tests for eCommerce and CRM systems.
Leading the Quality Assurance and User Acceptance Testing team for Adidas AG in Herzogenaurach.

Feb 2009 - Aug 2009

7 months

Frankfurt, Germany

Subproject Lead System Integration

Lufthansa Systems AG

Subproject lead for system integration in the "Refactoring Miles & More" loyalty platform project.
Collaboration with Loyalty Partner Solutions in Munich (Payback).

Aug 2008 - Jan 2009

6 months

Los Angeles, United States

QA Analyst and Team Lead

Jamba GmbH / Fox Media Entertainment

Launch of the "MySpace Music" music download platform for the MySpace division.
Quality assurance of WAP and SMS services, mobile music & video streaming, content delivery, and mobile billing for Fox Media Entertainment markets in Canada, the USA, and Brazil via mobile carriers.

Aug 2006 - Jul 2008

2 years

Berlin, Germany

Quality Assurance Analyst

Jamba! GmbH

Quality assurance of content & platform for the launch of the "Jamba Music" music download platform.
Quality assurance of WAP and SMS services, mobile music & video streaming, content delivery, and mobile billing for all German providers: E-Plus, Vodafone, T-Mobile, and O2 (Telefonica).

Skills

Extensive Knowledge Of Standard Industry Solutions, Web And Application Servers, Databases And Operating Systems, As Well As Network Technologies And Protocols, Apis, Virtualization And Container Solutions, Cloud And Blockchain Technologies, Including Smart Contracts.
Very Experienced In Using Jira & Confluence With Many Plug-ins, And In Remote Work Via Ucc, Even Before The Pandemic.

Languages

German

Native

English

Advanced

French

Elementary

Russian

Elementary

Education

Apr 2003 - Sep 2004

TU Berlin

Materials Science · Berlin, Germany

Oct 2001 - Mar 2003

FHTW Berlin

Telecommunications Electronics · Berlin, Germany

Certifications & licenses

PMP Project Management Professional

ITIL V3 IT Service Management

Profile

Created

January 2023

Last Update

February 2025

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Björn based?

Björn is based in Munich, Germany.

What languages does Björn speak?

Björn speaks the following languages: German (Native), English (Advanced), French (Elementary), Russian (Elementary).

How many years of experience does Björn have?

Björn has at least 16 years of experience. During this time, Björn has worked in at least 14 different roles and for 11 different companies. The average length of individual experience is 1 year and 2 months. Note that Björn may not have shared all experience and actually has more experience.

What roles would Björn be best suited for?

Based on recent experience, Björn would be well-suited for roles such as: Epic Owner, Business Process Consultant, Business Analyst, Solution Consultant, Provider Management and Consulting.

What is Björn's latest experience?

Björn's most recent position is Epic Owner, Business Process Consultant at Telefónica Germany GmbH & Co. OHG.

What companies has Björn worked for in recent years?

In recent years, Björn has worked for Telefónica Germany GmbH & Co. OHG, equensWorldline SE, DG Nexolution (formerly DG Verlag), and Bertelsmann BFS Finance GmbH.

Which industries is Björn most experienced in?

Björn is most experienced in industries like Banking and Finance, Information Technology (IT), and Telecommunication. Björn also has some experience in Media, Entertainment and Publishing, Retail, and Aerospace and Defense.

Which business areas is Björn most experienced in?

Björn is most experienced in business areas like Information Technology (IT), Project Management, and Product Development. Björn also has some experience in Quality Assurance (QA), Business Intelligence, and Legal and Compliance.

Which industries has Björn worked in recently?

Björn has recently worked in industries like Telecommunication and Banking and Finance.

Which business areas has Björn worked in recently?

Björn has recently worked in business areas like Information Technology (IT), Quality Assurance (QA), and Product Development.

What is Björn's education?

Björn attended TU Berlin for Materials Science.

Does Björn have any certificates?

Björn has 2 certificates. These include: PMP Project Management Professional and ITIL V3 IT Service Management.

What is the availability of Björn?

Björn is immediately available for suitable projects.

What is the rate of Björn?

Björn's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.