Katharina S.
Senior Policy and Regulatory Advisor
Experience
Jan 2024 - Present
2 yearsSenior Policy and Regulatory Advisor
- Work on high-impact transformation initiatives within the banking sector, helping financial institutions adapt to new regulations, modernize their operations, and implement innovative technologies.
- Lead and manage strategic transformation projects, ensuring successful execution within scope, time, and budget.
- Develop and implement structured change management approaches to improve banking processes and operations.
- Advise clients on key industry trends, regulatory developments, and technological innovations.
- Engage with senior stakeholders, building strong relationships, and providing expert guidance on business transformation.
- Helping startups to raise capital, partnering with institutional clients in United Arab Emirates.
Jan 2022 - Dec 2024
3 yearsFrankfurt, Germany
Payment Policy Manager – Central Europe (DACH and the Netherlands)
Visa
- Establish a European government affairs and regulatory strategy that furthers Visa’s business interests, and enhances awareness of Visa’s mission, products and services, with the executive and legislative branches and regulatory agencies.
- Establish and maintain productive relationships with government officials, trade associations, policy organizations and other relevant partners in Europe.
- Analyse industry trends & payment regulations (PSD2, SEPA, SWIFT, ISO 20022, Open Banking) and help clients navigate regulatory complexities.
- Develop and execute payments strategies covering instant payments, cross-border transactions, digital wallets, and embedded finance.
- Collaborate with key stakeholders (Banks, PSPs, Fintech, Regulators) to improve payment processing, fraud prevention, and customer experience.
Jan 2021 - Dec 2022
2 yearsFrankfurt, Germany
Finance and Regulatory Advisor
Citigroup
- Act as a senior regulatory project manager for regulatory reporting: recovery & resolution reporting for the broker dealer entity.
- Coordinate projects and change initiatives for the local German regulatory reporting group.
- Manage implementation of new regulatory rules and requirements as well as respective tailored reporting requirements to internal and external stakeholders.
- Draft Financial Market Infrastructure playbooks, including collateral capacities.
- Work with senior leadership on strategic planning, establishing guidelines, implementing controls, and executing strategic plans.
- Represent the bank’s main point of contact with resolution authorities and submit the resolution plan and reporting to BaFin and/or the SRB.
- Manage implementation of the local recovery plan and coordinate the plan with the ECB/SSM.
Jan 2020 - Dec 2020
1 yearPolicy Advisor
Institute of International Finance
- Analyze new initiatives of international significance by global regulatory entities and national regulatory agencies and other global supervisory groups.
- Act as a senior manager for significant projects such as cyber resilience with focus on adoption of internationally accepted standards.
- Prepare drafts of consensus documents for working groups on cyber resilience, cross-border resolution, and central clearing counterparty (CCP) to support IIF advocacy on behalf of its members.
- Lead and participate in conference calls and working group meetings to achieve consensus among participants.
- Provide ad hoc regulatory and policy advice to key stakeholders, including members, regulatory authorities, and trade associations.
Jan 2018 - Dec 2018
1 yearFrankfurt, Germany
Deputy Project Management Office - Secondment
European Central Bank
- Contributed to the 2018 EU-wide stress test by the European Banking Authority (EBA), particularly the top-down, model-based part of the quality assurance process and related model-based macroprudential analyses.
- Critically reviewed the bottom-up test results prepared by banks by comparing them with those of peer banks and with top-down stress test results.
- Liaised with other stakeholders in the process, notably the Single Supervisory Mechanism (SSM), National Competent Authorities (NCAs), and the EBA.
- Managed a team of financial stability experts.
Jan 2016 - Dec 2020
5 yearsFrankfurt, Germany
Senior Expert – Resolution Planning for SRB Home Banks
Federal Financial Supervisory Authority (BaFin/FMSA)
- Steered, coordinated, and contributed to several internal resolution teams to ensure timely deliverables for regular resolution planning work.
- Organized and chaired interactions with relevant external stakeholders, ensuring appropriate information exchange and fostering cooperation.
- Represented BaFin in international task forces regarding resolution reporting with national and international authorities, including the SRB, EBA, and European Commission.
- Worked closely with U.S., UK, Swiss, and APAC financial regulatory authorities within regular Crisis Management Group meetings.
Jan 2014 - Dec 2016
3 yearsKraków, Poland
Associate Director - C&IC Finance (CFO Advisory)
UBS
- Oversaw fiscal operations, ranging from monthly management accounts to budget oversight and general accounting.
- Developed and maintained financial forecasts, ensuring accurate KPI tracking and communication.
- Reported regularly to the CFO and executive team on key bank metrics and performance indicators.
- Proactively managed ongoing regulatory and strategic requirements designed to mitigate risk through the economic cycle.
Jan 2009 - Dec 2014
6 yearsFrankfurt, Germany
Associate Analyst - Sub-Sovereign Group
Moody's Investor Service
- Covered a portfolio of top 22 municipal issuers, including regional and local governments and municipal companies/banks in Germany, Austria, Switzerland, and Poland.
- Engaged with policymakers in Germany, Austria, Switzerland, and Poland.
- Prepared and presented key rationales of rated entities to internal rating committees.
- Wrote in-depth, high-quality research on credit trends and specific topics.
- Led due diligence and annual rating meetings with existing and potential issuers.
- Participated in conferences and discussions with investors and potential issuers.
- Served as team leader of the Global Volunteer Council and co-chair of the Women’s Network.
Jan 2008 - Dec 2009
2 yearsMunich, Germany
Associate - Residential Mortgage Department
PlanetHome AG (UniCredit Group)
- Evaluated pricing systems for different types of residential loans, including KfW loans with various amortization types and fixed/variable interest rates.
- Collaborated with over 35 banks to provide mortgage products to clients via an internet platform.
Summary
Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert. In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience. Worked for leading international financial regulators and various G-SIBs including the German banking regulator (BaFin), the European Central Bank (ECB) and the European Banking Authority (EBA), UniCredit Group, UBS as well as Citibank among others. Committed to delivering exceptional results in a fast-paced environment, serving as a trusted senior advisor.
Languages
German
NativePolish
NativeEnglish
AdvancedEducation
Oct 2001 - Jun 2007
University of Bielefeld
Master of Science · Business Administration · Bielefeld, Germany
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