Recommended expert
Katharina Sobczak
Senior Policy and Regulatory Advisor
Experience
Jan 2024 - Present
2 years 1 monthSenior Policy and Regulatory Advisor
- Work on high-impact transformation initiatives within the banking sector, helping financial institutions adapt to new regulations, modernize their operations, and implement innovative technologies.
- Lead and manage strategic transformation projects, ensuring successful execution within scope, time, and budget.
- Develop and implement structured change management approaches to improve banking processes and operations.
- Advise clients on key industry trends, regulatory developments, and technological innovations.
- Engage with senior stakeholders, building strong relationships, and providing expert guidance on business transformation.
- Help startups to raise capital, partnering with institutional clients in United Arab Emirates.
Jan 2022 - Dec 2024
3 yearsFrankfurt, Germany
Payment Policy Manager– Central Europe (DACH and the Netherlands)
Visa
- Establish a European government affairs and regulatory strategy that furthers Visa’s business interests, and enhances awareness of Visa’s mission, products and services with the executive and legislative branches and regulatory agencies.
- Establish and maintain productive relationships with government officials, trade associations, policy organizations and other relevant partners in Europe.
- Analyse industry trends and payment regulations (PSD2, SEPA, SWIFT, ISO 20022, Open Banking) and help clients navigate regulatory complexities.
- Develop and execute payments strategies covering instant payments, cross-border transactions, digital wallets, and embedded finance.
- Collaborate with key stakeholders (banks, PSPs, fintech, regulators) to improve payment processing, fraud prevention, and customer experience.
Jan 2021 - Dec 2022
2 yearsFrankfurt, Germany
Finance and Regulatory Advisor
Citigroup
- Act as a senior regulatory project manager for regulatory reporting: recovery and resolution reporting for the broker dealer entity.
- Coordinate projects and change initiatives for the local German regulatory reporting group.
- Manage implementation of new regulatory rules and requirements as well as respective tailored reporting requirements to internal and external stakeholders. Draft Financial Market Infrastructure playbooks including collateral capacities.
- Work with senior leadership on strategic planning, establishing guidelines, implementing controls, and executing strategic plans.
- Represent the bank’s main point of contact with resolution authorities and submit the resolution plan and reporting to BaFin and/or the SRB.
- Manage implementation of the local recovery plan and coordinate the plan with the ECB/SSM.
Jan 2020 - Dec 2020
1 yearPolicy Advisor
Institute of International Finance
- Analyze new initiatives of international significance by global regulatory entities and national regulatory agencies and other global supervisory groups.
- Act as a senior manager for significant projects such as cyber resilience with focus on adoption of internationally accepted standards.
- Prepare drafts of consensus documents for working groups on cyber resilience, cross-border resolution, and central clearing counterparties (CCP) to support advocacy on behalf of IIF members.
- Lead and participate in conference calls and working group meetings to achieve consensus among participants.
- Provide ad hoc regulatory and policy advice to key stakeholders including members, regulatory authorities, and trade associations.
Jan 2018 - Dec 2018
1 yearFrankfurt, Germany
Deputy Project Management Office - Secondment
European Central Bank
- Contribute to the 2018 EU-wide stress test by the European Banking Authority, particularly the top-down, model-based part of the quality assurance process and related model-based macroprudential analyses.
- Critically review bottom-up test results prepared by banks by comparing them with peer banks and top-down stress test results.
- Liaise with other stakeholders in the process, including the Single Supervisory Mechanism, National Competent Authorities, and the EBA.
- Manage a team of financial stability experts.
Jan 2016 - Dec 2020
5 yearsFrankfurt, Germany
Senior Expert – Resolution Planning for SRB Home Banks
Federal Financial Supervisory Authority (BaFin/FMSA)
- Steer, coordinate and contribute to several integrated resolution teams to ensure timely deliverables for regular resolution planning work.
- Organize and chair interactions with relevant external stakeholders to ensure appropriate information exchange and foster cooperation and relationships.
- Represent BaFin in international task forces regarding resolution reporting with the SRB, EBA, European Commission, and other EU central banks.
- Work closely with U.S., UK, Swiss and APAC financial regulatory authorities through regular Crisis Management Group meetings.
Jan 2014 - Dec 2016
3 yearsAssociate Director - C&IC Finance (CFO Advisory)
UBS
- Oversee fiscal operations, ranging from monthly management accounts to budget oversight and general accounting.
- Develop and maintain a financial forecast, ensuring accurate KPI tracking and communication.
- Report regularly to the CFO and executive team on key bank metrics and performance indicators.
- Proactively manage ongoing regulatory and strategic requirements designed to mitigate risk through the economic cycle.
Jan 2009 - Dec 2014
6 yearsFrankfurt, Germany
Associate Analyst - Sub-Sovereign Group
Moody's Investor Service
- Cover a portfolio of top 22 municipal issuers including regional and local governments and municipal companies and banks in Germany, Austria, Switzerland and Poland.
- Engage with policymakers in Germany, Austria, Switzerland and Poland.
- Prepare and present key rationales of rated entities to internal rating committees and write in-depth, high quality, insightful research on credit trends and specific topics.
- Lead due diligence and annual rating meetings with existing and potential issuers.
- Participate in conferences and discussions with investors and potential issuers.
- Serve as team leader for the Global Volunteer Council and co-chair of the Women’s Network.
Jan 2008 - Dec 2009
2 yearsMunich, Germany
Associate - Residential Mortgage Department
PlanetHome AG (UniCredit Group)
- Evaluate pricing systems for different types of residential loans including KfW products with various amortization methods and fixed and variable interest rates.
- Collaborate with over 35 banks to provide mortgage products to clients via an internet platform.
Summary
Globally experienced, results-focused and versatile Senior Regulatory and Policy Expert.
In depth knowledge in regulatory interpretation, liaison and implementation, broad risk management experience.
Worked for leading international financial regulators and various G-SIBs.
Committed to delivering exceptional results in a fast-paced environment, serving as a trusted senior advisor.
Languages
German
NativePolish
NativeEnglish
AdvancedEducation
Oct 2001 - Jun 2007
University of Bielefeld
Master of Science in Business Administration, Major: Statistics Minor: Finance · Business Administration · Bielefeld, Germany
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