Wolfgang Cremer

Q: Where is Wolfgang based?

Wolfgang is based in Bornheim, Germany and can operate in on-site , hybrid , and remote work models.

Q: What languages does Wolfgang speak?

Wolfgang speaks the following languages: German (Native), English (Elementary) .

Q: How many years of experience does Wolfgang have?

Wolfgang has at least 44 years of experience. During this time, Wolfgang has worked in at least 6 different roles and for 7 different companies . The average length of individual experience is 6 years and 4 months . Note that Wolfgang may not have shared all experience and actually has more experience.

Q: What is Wolfgang's latest experience?

Wolfgang's most recent position is Owner at Cremer Consulting .

Q: What companies has Wolfgang worked for in recent years?

In recent years, Wolfgang has worked for Cremer Consulting .

Q: Which industries is Wolfgang most experienced in?

Wolfgang is most experienced in industries like Banking and Finance , Information Technology (IT) , and Government and Public Administration . Wolfgang also has some experience in Insurance , Professional Services , and Retail .

Q: Which business areas is Wolfgang most experienced in?

Wolfgang is most experienced in business areas like Strategy and Planning , Information Technology (IT) , and Project Management . Wolfgang also has some experience in Audit , Quality Assurance (QA) , and Operations .

Q: Which industries has Wolfgang worked in recently?

Wolfgang has recently worked in industries like Banking and Finance , Information Technology (IT) , and Government and Public Administration .

Q: Which business areas has Wolfgang worked in recently?

Wolfgang has recently worked in business areas like Information Technology (IT) , Project Management , and Strategy and Planning .

Recommended expert

Bornheim, Germany

Experience

Jan 2017 - Present

9 years 3 months

Owner

Cremer Consulting

design, initial data loading, training, and implementation of a central document management system (DMS) at the IT subsidiary of a leading European retail company
concept paper (pre-study) for operationalizing a central provider management (DORA, German Supply Chain Act, EU CSDDD) as part of the structural realignment of a digitalization partner of the Sparkassen Finance Group
strategic setup of a new central unit, including creating functional requirement specifications for contract and process management and a document management system for a digitalization partner of the Sparkassen Finance Group
strategic organizational study in the public sector to implement the maturity model under the public health service digital pact (process evaluation, task critique, SWOT analysis, staffing measurement)
interim IT project management for a private building society to restructure the project organization in the technical and strategic process development of key end-to-end processes on the new technology platform of the largest national mortgage broker's online portal
ensuring the strategic and operational readiness of Hessian vaccination centers as a program management consultant in the politically sensitive Vaccine IT project of the Hesse Ministry for Integration and Social Affairs
interim management of the IT project portfolio with partner institutions at a data center as part of the multi-year business development plan and annual IT technical planning
legacy data migration of merged regional banks into the bank-wide system landscape and delivery chain to reduce costs and optimize the business portfolio
coaching a consulting firm in developing and establishing the credit area in financial services banking with integration of innovative blockchain technology
strategic and economic realignment of conference centers in the D-A-CH region for long-term viability, taking into account profitability requirements, including negotiation mandate for the sale of a conference center at a non-profit organization

Jan 2013 - Dec 2017

5 years

Principal Business Consulting

Subito AG

project leadership and management tasks
specialist consulting, quality and requirements management
leading business development and sales responsibility
specialist, regulatory, and strategic consulting for financial service providers and insurers
restructuring organizational structure and process organization
analysis, design, reorganization, and implementation of digital end-to-end business processes
building a new business area to diversify the client and service portfolio
evaluating regulatory standards regarding business model and consulting approach

Jan 2007 - Dec 2013

7 years

Lead Consultant

SKS Unternehmensberatung GmbH & Co. KG

project leadership and management tasks
subject-matter leadership and quality management
sales responsibility and contract management
specialist, regulatory, and strategic consulting for banks and financial service providers
analysis, design, reorganization, and implementation of digital end-to-end business processes
designing client-specific digital management systems for consistent control
designing and implementing procedures for equity optimization, including gap analysis
project portfolio management including risk assessment
maintaining the RADR database and conducting impact analysis of regulatory changes
risk assessment and management of credit portfolios
developing new strategic consulting approaches and business development

Jan 2005 - Dec 2007

3 years

Head of Product Management and Statistical Methods

BV Risk Solutions/BdB

member of the executive management, overall project leadership, and management tasks
requirements, quality, and contract management, as well as service provider management
disciplinary and subject-matter leadership of the team and point of contact for supervisory authorities
development of IRBA-compliant rating procedures for a pool of 25 banks
creating the business concept and ensuring business requirements in the IT implementation
release planning, subject-matter approvals, and roll-out/go-live
defining service level agreements for clients
designing and conducting training and information sessions
initiating the modularization and componentization of the IT architecture
restructuring the department to reduce dependence on external consultants
regulatory documentation of analytical procedures and reorganization after IRBA certification

Jan 2002 - Dec 2005

4 years

Project Manager, Bank Management Department

Bundesverband der Volks- und Raiffeisenbanken

leading the group-wide project committee and methodological leadership
requirements, quality, and risk management, as well as contract and service provider management
positioning and leading the retail competence team and representing it in committees
developing and implementing the Basel II-compliant VR retail customer rating for all types of financing
integrating all customer and product information into the risk assessment
restructuring digital credit processes and optimizing advisory tools
data collection, requirements analysis, business concept design, and quality assurance of methodological models
IT implementation in three data centers, including subject-matter approval and roll-out
creating an e-learning module for user training and conducting group-wide roadshows

Jan 1999 - Dec 2002

4 years

Senior Consultant

INFORMA Unternehmensberatung

(Co-)project management and technical leadership
Requirements and contract management
Professional consulting for national and international clients
Establishing the Business Consulting practice with focus on retail, SMEs, mid-market and insurance
Development of application and behavioral scorecards
Data collection, requirements analysis, and technical concept design
Reorganizing and optimizing digital credit decision and customer management processes
Designing operational strategies and their implementation
Training on procedures and systems
Business Development

Jan 1982 - Dec 1999

18 years

Deutsche Bank AG

Development and IT implementation of a bank-wide retail rating system for real estate, including the reorganization of credit and decision processes
Development of strategic policy positions and portfolio analyses
Implementation of governance and group guidelines, and participation in corporate working groups on risk management topics
Establishment of a group-wide business review team for commercial real estate and development of an audit concept
Management of nationwide audits, evaluation of organizational and business processes, and preparation of final audit reports
Conceptual enhancement of a system for capturing, monitoring, and analyzing real estate exposures
Establishing a cross-branch advisory center for mortgage financing in Königstein/Taunus, with market and performance responsibility
Leading teams and delivering mortgage financing seminars, and providing expert appraisal services

Industries Experience

See where this freelancer has spent most of their professional time. Longer bars indicate deeper hands-on experience, while shorter ones reflect targeted or project-based work.

Experienced in Banking and Finance (42 years), Information Technology (9 years), Government and Administration (9 years), Insurance (9 years), Professional Services (7 years), and Retail (4 years).

Banking and Finance

Information Technology

Government and Administration

Insurance

Professional Services

Retail

Business Areas Experience

The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.

Experienced in Strategy (40 years), Information Technology (31 years), Project Management (27 years), Audit (18 years), Quality Assurance (12 years), and Operations (5 years).

Strategy

Information Technology

Project Management

Audit

Quality Assurance

Operations

Summary

Due to my many years of experience and successes as an independent consultant, specialist and executive in banks and associations, as well as a senior consultant in consulting and outsourcing companies, I have a unique range of experience and the repeatable ability to apply it in a value-adding, customized way for clients and assignments.

My strengths lie in analytical-conceptual as well as implementation and solution-oriented work. In addition, I have a highly independent, effective, and quality-conscious work approach, strong teamwork skills, customer focus, and communication strengths at all discussion levels.

Prudent, networked action combined with assertiveness in the design and management of business-strategic, professional, and politically sensitive complex projects or integration/reorganization processes rounds out my profile.

Skills

It Project And Portfolio Management
Program Management, Project Management, Pmo
Requirements Management And Requirements Analysis
Specialist Consulting (Especially Credit) Including Concept Design
Data Analysis And Data Migration
Business Analysis
Strategic Organizational Consulting And Development
Organizational Structure And Process Organization
Business Unit Setup And Development
Process Analysis And Modeling Of (Digital) End-to-end Business Processes
Process Management
Digital Transformation
Service Provider Management (Dora, German Supply Chain Act, Eu Csddd, Marisk, Bait) And Vendor Management
Document Management, Contract Management, Contract Management Systems
It Governance
Quality Management
Management Information Systems
Change Management And Communication Management
It And Software Development
Workshop Facilitation
Training, Coaching, Business Coaching
Microsoft Office Products
Systems: Visio, Picture, Aris, Graphical Modeling
Jira, Confluence, Wiki, Lotus Notes, Sharepoint
Dms Systems
Osplus, Agree21

Languages

German

Native

English

Elementary

Education

Deutsche Bank

Qualification as bank clerk · Bank clerk · Germany

Certifications & licenses

PRINCE2 certification

Professional Scrum Master (PSM I) certification

Profile

Created

December 2024

Last Update

December 2025

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Wolfgang based?

Wolfgang is based in Bornheim, Germany and can operate in on-site, hybrid, and remote work models.

What languages does Wolfgang speak?

Wolfgang speaks the following languages: German (Native), English (Elementary).

How many years of experience does Wolfgang have?

Wolfgang has at least 44 years of experience. During this time, Wolfgang has worked in at least 6 different roles and for 7 different companies. The average length of individual experience is 6 years and 4 months. Note that Wolfgang may not have shared all experience and actually has more experience.

What roles would Wolfgang be best suited for?

Based on recent experience, Wolfgang would be well-suited for roles such as: Owner, Principal Business Consulting, Lead Consultant.

What is Wolfgang's latest experience?

Wolfgang's most recent position is Owner at Cremer Consulting.

What companies has Wolfgang worked for in recent years?

In recent years, Wolfgang has worked for Cremer Consulting.

Which industries is Wolfgang most experienced in?

Wolfgang is most experienced in industries like Banking and Finance, Information Technology (IT), and Government and Public Administration. Wolfgang also has some experience in Insurance, Professional Services, and Retail.

Which business areas is Wolfgang most experienced in?

Wolfgang is most experienced in business areas like Strategy and Planning, Information Technology (IT), and Project Management. Wolfgang also has some experience in Audit, Quality Assurance (QA), and Operations.

Which industries has Wolfgang worked in recently?

Wolfgang has recently worked in industries like Banking and Finance, Information Technology (IT), and Government and Public Administration.

Which business areas has Wolfgang worked in recently?

Wolfgang has recently worked in business areas like Information Technology (IT), Project Management, and Strategy and Planning.

What is Wolfgang's education?

Wolfgang attended Deutsche Bank for Bank clerk.

Does Wolfgang have any certificates?

Wolfgang has 2 certificates. These include: PRINCE2 certification and Professional Scrum Master (PSM I) certification.

What is the availability of Wolfgang?

Wolfgang is immediately available part-time for suitable projects.

What is the rate of Wolfgang?

Wolfgang's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.