Hanna W.
Product Owner | Risk & Data Analytics Consultant
Experience
Jan 2023 - Present
2 years 8 monthsProduct Owner | Risk & Data Analytics Consultant
Freelancer
- Designed and implemented IT and operational resilience strategies aligned with DORA and GDPR, using GenAI tools for automated gap analysis and compliance mapping. Achieved a 35% improvement in audit readiness by defining clear user stories in JIRA to drive regulatory feature delivery across engineering teams.
- Led a digital transformation initiative to optimize user experience in core systems, achieving a 45% increase in user satisfaction and a 35% boost in system efficiency. At the same time, directed cross-functional teams to build cloud-based data analytics products, integrating GenAI models such as NLP for regulatory text analysis and predictive risk scoring. These solutions enhanced risk assessment and reporting accuracy by 30% and reduced operational costs by 40%.
- Managed multimillion-euro budgets and resources across a portfolio of AI- and data-driven initiatives. Used JIRA dashboards and velocity metrics to optimize sprint planning and improve project delivery efficiency by 25%. Managed end-to-end agile delivery using JIRA epics, Confluence documentation, and continuous backlog refinement.
Jan 2018 - Dec 2022
5 yearsProgram Leader Credit Decision Platform – Credit Risk Management & Consulting
Volkswagen Financial Services
- Spearheaded product vision and execution for a Credit Decision Platform across 13 global markets, enhancing credit risk analytics and reducing operational costs by 45% through automation and advanced analytics.
- Led a cross-functional team to implement Agile methodologies, resulting in a 25% increase in project delivery efficiency and a 20% improvement in stakeholder satisfaction.
- Defined product roadmaps, prioritized backlogs, and coordinated cross-functional teams, resulting in a 25% improvement in project delivery efficiency.
- Engaged executive leadership with strategic reporting and data-driven recommendations, introducing risk frameworks to align with business goals and regulatory compliance.
Jan 2014 - Dec 2018
5 yearsSenior Risk Manager
Volkswagen Bank GmbH
- Developed and automated data analytics solutions for risk assessment and reporting, enhancing compliance by 35% and reducing operational costs by 40%.
- Acted as a Business Architect for the AdRisk application, ensuring alignment between business needs and IT delivery, improving project delivery efficiency by 25%.
- Led initiatives to integrate advanced risk modeling techniques into business operations, achieving a 25% increase in project delivery efficiency and enhancing stakeholder satisfaction.
- Calculation, assessment, control and reporting of risks (expected and unexpected loss) for counterparty default (investment risk, intercompany risk, sharing risk, yield risk, marginal income).
- Performing budget planning - CTB, OTB, RTB and project personnel administration.
Jan 2012 - Dec 2014
3 yearsUnited Kingdom
Lead Strategy Test Analyst
Barclays
- Led Test Project for Validated data and business rules for the New Customer Requirement Platform for credit issuing and lending, ensuring compliance and accuracy.
- Enhanced testing and QA methodologies, boosting analytics product quality by 30% and reliability by 25%.
- Introduced Agile practices, achieving a 25% faster project delivery rate and significantly improving stakeholder satisfaction.
Jan 2007 - Dec 2011
5 yearsSAS Project Manager
Volkswagen Financial Services
- Leading projects in the field of risk management (application and behaviour scoring) and using the SAS Credit Scoring (SAS-CS).
- ETL process optimisation, performance improvement, increasing the level of automation in the scoring process behaviour.
- Integration and steering of external consultants in the SAS-CS environment, by guiding the project management tasks for the above activities from planning to implementation to testing and go-live support, release-, milestone- and resource planning.
Jan 2005 - Dec 2007
3 yearsSystem Analyst
IAP GmbH
- Analysis of the factory planning processes and demonstration of the optimization potential.
- Development of a theoretical model for optimization of plant design based on the software Comm&Work.
Summary
I am a data-driven Product & Project Manager with a strong background in analytics, digital transformation, and AI-powered automation. With broad experience in banking, lending, risk, and compliance, I bridge business strategy with technology to deliver impactful, data-driven solutions. I have led cross-functional international teams and translated complex data into clear, actionable insights. I thrive in dynamic environments, solve complex problems with structure and clarity, and collaborate closely with stakeholders to drive strategic outcomes at scale.
Languages
German
NativePolish
NativeEnglish
AdvancedPortuguese
ElementaryEducation
Oct 1999 - Jun 2005
Technische Universität Braunschweig
Master of Business Information and Management Systems · Business Information and Management Systems · Braunschweig, Germany
Oct 1997 - Jun 1999
Nicolaus Copernicus-University in Torun
Bachelor of Economics · Economics · Toruń, Poland
Certifications & licenses
Certified Scrum Product Owner®
Scrum Alliance
GIAC Python Coder (GPYC)
University of Michigan
PRINCE2 Agile® Project Management Certification
SAS Certified Base Programmer for SAS 9
SAS
Scrum Master
Scrum Alliance
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