Hanna Winkelmann
Product Owner | Risk & Data Analytics Consultant
Experience
Jan 2022 - Present
2 years 7 monthsProduct Owner | Risk & Data Analytics Consultant
Freelancer
- Designed and implemented IT and operational resilience strategies aligned with DORA and GDPR, using GenAI tools for automated gap analysis and compliance mapping. Achieved a 35% improvement in audit readiness by defining clear user stories in JIRA to drive regulatory feature delivery across engineering teams.
- Led a digital transformation initiative to optimize user experience in core systems, achieving a 45% increase in user satisfaction and a 35% boost in system efficiency. At the same time, directed cross-functional teams to build cloud-based data analytics products, integrating GenAI models such as NLP for regulatory text analysis and predictive risk scoring. These solutions enhanced risk assessment and reporting accuracy by 30% and reduced operational costs by 40%.
- Managed multimillion-euro budgets and resources across a portfolio of AI- and data-driven initiatives. Used JIRA dashboards and velocity metrics to optimize sprint planning and improve project delivery efficiency by 25%. Managed end-to-end agile delivery using JIRA epics, Confluence documentation, and continuous backlog refinement.
Jan 2018 - Dec 2022
5 yearsProgram Leader Credit Decision Platform – Credit Risk Management & Consulting
Volkswagen Financial Services
- Spearheaded product vision and execution for a Credit Decision Platform across 13 global markets, enhancing credit risk analytics and reducing operational costs by 45% through automation and advanced analytics.
- Led a cross-functional team to implement Agile methodologies, resulting in a 25% increase in project delivery efficiency and a 20% improvement in stakeholder satisfaction.
- Defined product roadmaps, prioritized backlogs, and coordinated cross-functional teams, resulting in a 25% improvement in project delivery efficiency.
- Engaged executive leadership with strategic reporting and data-driven recommendations, introducing risk frameworks to align with business goals and regulatory compliance.
Jan 2014 - Dec 2019
5 yearsSenior Risk Manager
Volkswagen Bank GmbH
- Developed and automated data analytics solutions for risk assessment and reporting, enhancing compliance by 35% and reducing operational costs by 40%.
- Acted as a Business Architect for the AdRisk application, ensuring alignment between business needs and IT delivery, improving project delivery efficiency by 25%.
- Led initiatives to integrate advanced risk modeling techniques into business operations, achieving a 25% increase in project delivery efficiency and enhancing stakeholder satisfaction.
- Calculation, assessment, control and reporting of risks (expected and unexpected loss) for counterparty default (investment risk, intercompany risk, sharing risk, yield risk, marginal income).
- Performing budget planning - CTB, OTB, RTB and project personnel administration.
Jan 2011 - Dec 2015
3 years United Kingdom
Lead Strategy Test Analyst
Barclays
- Led Test Project for Validated data and business rules for the New Customer Requirement Platform for credit issuing and lending, ensuring compliance and accuracy.
- Enhanced testing and QA methodologies, boosting analytics product quality by 30% and reliability by 25%.
- Introduced Agile practices, achieving a 25% faster project delivery rate and significantly improving stakeholder satisfaction.
Jan 2007 - Dec 2011
5 yearsSAS Project Manager
Volkswagen Financial Services
- Leading projects in the field of risk management (application and behaviour scoring) and using the SAS Credit Scoring (SAS-CS).
- ETL process optimisation, performance improvement, increasing the level of automation in the scoring process behaviour.
- Integration and steering of external consultants in the SAS-CS environment, by guiding the project management tasks for the above activities from planning to implementation to testing and go-live support, release-, milestone- and resource planning.
Jan 2004 - Dec 2008
3 yearsSystem Analyst
IAP GmbH
- Analysis of the factory planning processes and demonstration of the optimization potential.
- Development of a theoretical model for optimization of plant design based on the software Comm&Work.
Summary
I am a data-driven Product & Project Manager with a strong background in analytics, digital transformation, and AI-powered automation. With broad experience in banking, lending, risk, and compliance, I bridge business strategy with technology to deliver impactful, data-driven solutions. I have led cross-functional international teams and translated complex data into clear, actionable insights. I thrive in dynamic environments, solve complex problems with structure and clarity, and collaborate closely with stakeholders to drive strategic outcomes at scale.
Languages
German
Native
Polish
Native
English
Advanced
Portuguese
Elementary
Education
Oct 1999 - Jun 2005
Technische Universität Braunschweig
Master of Business Information and Management Systems · Business Information and Management Systems · Braunschweig, Germany
Oct 1997 - Jun 1999
Nicolaus Copernicus-University in Torun
Bachelor of Economics · Economics · Toruń, Poland
Certifications & licenses
Certified Scrum Product Owner®
Scrum Alliance
GIAC Python Coder (GPYC)
University of Michigan
PRINCE2 Agile® Project Management Certification
SAS Certified Base Programmer for SAS 9
SAS
Scrum Master
Scrum Alliance
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