Hanna Winkelmann

Product Owner | Risk & Data Analytics

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Braunschweig, Germany

Experience

Jan 2023 - Present
3 years 1 month

Product Owner | Risk & Data Analytics

Freelancer

  • Designed and implemented IT and operational resilience strategies aligned with DORA and GDPR, using GenAI tools for automated gap analysis and compliance mapping, achieving a 35% improvement in audit readiness by defining clear user stories in JIRA to drive regulatory feature delivery across engineering teams.
  • Led a digital transformation initiative to optimize user experience in core systems, achieving a 45% increase in user satisfaction and a 35% boost in system efficiency. Directed cross-functional teams to build cloud-based data analytics products, integrating GenAI models such as NLP for regulatory text analysis and predictive risk scoring, enhancing risk assessment and reporting accuracy by 30% and reducing operational costs by 40%.
Jan 2018 - Dec 2022
5 years

Program Leader Credit Decision Platform – Credit Risk

Volkswagen Financial Services

  • Spearheaded product vision and execution for a Credit Decision Platform across 13 global markets, enhancing credit risk analytics and reducing operational costs by 45% through automation and advanced analytics.
  • Led a cross-functional team to implement Agile methodologies, resulting in a 25% increase in project delivery efficiency and a 20% improvement in stakeholder satisfaction.
  • Defined product roadmaps, prioritized backlogs, and coordinated cross-functional teams, resulting in a 25% improvement in project delivery efficiency.
  • Engaged executive leadership with strategic reporting and data-driven recommendations, introducing risk frameworks to align with business goals and regulatory compliance.
Jan 2014 - Dec 2018
5 years

Senior Risk Manager

Volkswagen Bank GmbH

  • Developed and automated data analytics solutions for risk assessment and reporting, enhancing compliance by 35% and reducing operational costs by 40%.
  • Acted as a Business Architect for the AdRisk application, ensuring alignment between business needs and IT delivery, improving project delivery efficiency by 25%.
  • Led initiatives to integrate advanced risk modeling techniques into business operations, achieving a 25% increase in project delivery efficiency and enhancing stakeholder satisfaction.
Jan 2012 - Dec 2014
3 years
United Kingdom

Lead Strategy Test Analyst

Barclays

  • Led test project for validated data and business rules for the New Customer Requirement Platform for credit issuing and lending, ensuring compliance and accuracy.
  • Enhanced testing and QA methodologies, boosting analytics product quality by 30% and reliability by 25%.
  • Introduced Agile practices, achieving a 25% faster project delivery rate and significantly improving stakeholder satisfaction.
Jan 2007 - Dec 2011
5 years

SAS Project Manager

Volkswagen Financial Services

  • Led projects in the field of risk management (application and behaviour scoring) using the SAS Credit Scoring (SAS-CS).
  • Optimized ETL processes and performance, increasing automation in the scoring process.
  • Integrated and steered external consultants by guiding project management tasks from planning to implementation to testing and go-live support, release-, milestone- and resource planning.
Jan 2005 - Dec 2007
3 years

System Analyst

IAP GmbH

  • Analyzed factory planning processes and demonstrated optimization potential.
  • Developed a theoretical model for optimization of plant design based on the software Comm&Work.

Summary

I am a data-driven Product & Project Manager with a strong background in analytics, digital transformation, and AI-powered automation. With broad experience in banking, lending, risk, and compliance, I bridge business strategy with technology to deliver impactful, data-driven solutions. I have led cross-functional international teams and translated complex data into clear, actionable insights. I thrive in dynamic environments, solve complex problems with structure and clarity, and collaborate closely with stakeholders to drive strategic outcomes at scale.

Passionate about traveling, hiking, and yoga as ways to recharge and gain fresh perspectives. Curious by nature – I enjoy reading books on personal growth, psychology, and emerging trends in AI & Fintech. I also regularly attend startup and tech meetups to stay connected with innovation, and I love exploring new food cultures wherever I go.

Skills

  • Advanced Analytics & Insights: Expertise In Descriptive, Predictive And Prescriptive Analytics; Proficient In Sql, Python And Sas; Translating Complex Data Into Actionable, Strategic Recommendations.
  • Strategic Consulting & Problem Solving: Structured Thinker With Experience Across Industries; Skilled In Framing Business Problems, Designing Solutions, And Delivering Client Value Through Data.
  • Data Storytelling & Visualization: Clear Communicator Of Insights; Advanced Powerpoint And Storytelling Skills; Hands-on With Tableau And Power Bi.
  • Certified Project & Product Leadership: Certified Project Manager (Prince2), Scrum Product Owner, And Scrum Master; Experienced In Managing Cross-functional, Agile Teams And Leading Workstreams Across Global Projects.
  • Stakeholder & Change Management: Trusted Collaborator With Internal And External Stakeholders; Strong Interpersonal Skills And Stakeholder Engagement In Complex Environments.
  • Agile Work Ethic: Proactive, Results-oriented, And Resilient; Thrives In Dynamic, Deadline-driven, International Environments.

Languages

German
Native
Polish
Native
English
Advanced
Portuguese
Elementary

Education

Oct 1999 - Jun 2005

Technische Universität Braunschweig

Master of Business Information and Management Systems · Business Information and Management Systems · Braunschweig, Germany

Oct 1997 - Jun 1999

Nicolaus Copernicus-University in Torun

Bachelor of Economics · Economics · Toruń, Poland

Certifications & licenses

Certified Program Leader Credit Decision Platform – Credit Risk

Certified Scrum Product Owner®

Scrum Alliance

GIAC Python Coder (GPYC)

University Of Michigan

PRINCE2 Agile® Project Management Certification

SAS Certified Base Programmer For SAS 9

Scrum Master

Scrum Alliance

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