Hans-Michael Mahlknecht
Project expert, digitalization and strategic consulting
Experience
Project expert, digitalization and strategic consulting
Freelance Consultant
- Project work in IT, banking, insurance and strategy
- Risk management consulting for companies in various industries
Board Member for Market Operations (Risk, Finance, IT) and Head of Risk Management
Banco do Brasil
- Project manager for the implementation of a new integrated risk management/treasury/controlling system
- Implementation of a transfer pricing system across the entire bank, including branches
- Introduction of an ILAAP framework
- Definition and implementation of ICAAP methods for credit, counterparty, FX risk and IRRBB
- Introduction of a new general credit risk methodology based on external ratings, internal scoring and default statistics
- Set up an approach and structure for IT project portfolio management at the bank level
- Responsible for strategic topics, especially the bank's restructuring strategy and planning
- Responsible for the bank's digitalization strategy, preparing the partnership with Deposit Solutions
Management Coordinator and Program Manager Basel III
Erste Group
- Set up the group-wide Basel III program
- Project portfolio management for Group Market, Bank Book & Liquidity Risk Management
- Set up and lead one of the bank's first Scrum projects
- Lead a regulatory liquidity initiative across the entire group
- Project manager for modeling refinancing risks in ICAAP
Project Manager Credit Treasury / Finance
Unicredit Bank Austria
- Project preparation for implementing a CEE-wide hedging platform
- Project preparation for implementing credit risk hedge accounting according to IAS 39 and IFRS 9
Lead Project Consultant
Palaimon Consulting GmbH
- Project manager of a market risk system implementation project at Sparkasse Bremen (migration from the legacy PMS system to SimCorp Dimension)
- Leading project role in a subproject of the risk reporting improvement program at UBS, Zurich
Managing Director and Co-Founder
Delta Hedge GmbH
- Built and managed a fintech for hedging, risk management, and structured products
Project Manager and Business Analyst
Austria Wirtschaftsservice (aws)
- Led project and conducted business analysis for a private equity software implementation project (CEPRES)
Business Analyst
AIM Software GmbH
- Business analyst on data management project at Pictet Bank, Geneva
- Business analyst for portfolio credit risk management project at Investkredit Bank, Vienna
Expert in International Relations & Risk Management
Finanzmarktaufsicht (FMA)
Industries Experience
See where this freelancer has spent most of their professional time. Longer bars indicate deeper hands-on experience, while shorter ones reflect targeted or project-based work.
Experienced in Banking and Finance (24 years), Insurance (7 years), and Information Technology (7 years).
Business Areas Experience
The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.
Experienced in Project Management (20 years), Information Technology (17 years), Finance (16 years), Strategy (7 years), Business Intelligence (5 years), and Investments and M&A (4 years).
Summary
20+ years of experience in finance and software projects, especially in IT, risk management, finance, banking, insurance, fintech and regulatory topics, in recent years with activities in ESG/sustainability projects.
Speaks the language of management, the business side and IT and acts as a translator between business and IT.
Able to structure, simplify and optimize complex problems.
Team player.
Risk management: Expert in enterprise-wide risk management (across industries)
Strategy: Strategic consulting for the financial sector based on the customer value chain, strategic consulting for startups (e.g., introduction of OKR at a housing startup); board responsibility for strategic topics at a bank, responsible for the bank's digitalization strategy; advisory for a planned ESG bank regarding a license application;
Innovation and digitalization: consulting on innovation/digitalization, supporting innovative digital startups with market entry in Austria (e.g., currently for a Swiss data clean room provider and others, including AI)
Project management: management of small, medium and large projects (software/finance) from planning and structuring to implementation and migration. International projects in Austria, Germany and Switzerland.
Line management: experience as head of risk management and board member for market operations at a bank as well as managing director and co-founder of a financial software startup/fintech.
Skills
- Risk Management (All Areas)
- Project Management, Program Management, Portfolio Project Management And Business Analysis
- Strong Knowledge Of Banking, Insurance And Financial Products
- In-depth Knowledge Of Regulatory Requirements (Basel, Crr, Crd, Etc.; Currently Focusing On Dora, Ai Regulation)
- Finance
- Strategy (Strategic Consulting, Business Models)
- Outsourcing Management / Ict Third-party Risk Management, It Procurement And Contract Management
- Digitalization: Fintech Experience, Loan Onboarding And End-to-end Processing (Mortgages, Automated Property Valuation, Sme Loans) And Insurance (E.g., Risk Insurance), Ecosystems And Related Business Model Concepts (Customer Value Chain), Etc.
- Software: Confluence, Jira, Ms Office, Simcorp (Formerly)
Languages
Education
University of Innsbruck
Economics · Innsbruck, Austria
Profile
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