Managed a team of over 2000 FTE across numerous countries in Europe, including the UK.
Conducted cost and investment annual budget planning and management for the governed area (USD 100m+).
Managed and delivered international strategy and IT projects, including market setting and closure.
Deputized for the regional chief on business strategies at regional and country levels as required.
Led people development and strategy execution including location moves, redundancies and off-shore projects.
Headed the business risk second line of defence function.
Key projects:
Ring-fencing of the retail bank from the investment bank (3+ years, USD1bn+).
Office location change for 3000 employees in Sheffield (2+ years).
Functional restructuring and relocation of a London team with process redesign, off-shoring and new control setup (1 year).
Implementation of multiple credit bureau connections (1+ year, USD1m+).
Redesign of the underwriting process and authorities between headquarters and branches (1+ year).
Delivered strategic and operational projects (underwriting, products, collections) in UK, Kazakhstan, Malta, Poland and France.
Planned and executed international audit reviews within the retail and corporate area.
Managed various customer portfolios for the region, both corporate and retail (prime to mass-affluent).
Key projects:
Partial acquisition of a bank in Kazakhstan (1 year) with due diligence, transfer of portfolio, data, people, processes, branches and systems, leading delivery of risk processes and infrastructure.
Run-down and business closure in several countries (6–24 months), managing legal implications, dismissals, IT disconnects, residual risk control, portfolio sale negotiations and legal contracts.
Internal audit and rectification of extensive gaps in a critical business unit in Paris (9 months).
Managed products, campaigns and segments of the largest car financing company in the Czech Republic at that time.
Produced pricing and business strategy models for both new acquisition and aftersales.
Managed ALM (Asset-Liability-Management) risks related to the balance sheet as part of the Enterprise Risk Management Unit.
Led the risk work stream in the bank’s largest project at that time, delivering a new generation of core banking system and gaining extensive IT project experience.
Key projects:
Specification, development, testing and implementation of a new core banking system including a decision-making engine, underwriting process flows and front-end design (18 months).
... has demonstrated in the past, and as an experienced professional is able to
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