Jörg Schmidt - Software Developer

Q: Where is Jörg based?

Jörg is based in Rostock, Germany .

Q: What languages does Jörg speak?

Jörg speaks the following languages: German (Native), English (Advanced), Spanish (Advanced) .

Q: How many years of experience does Jörg have?

Jörg has at least 25 years of experience. During this time, Jörg has worked in at least 6 different roles and for 9 different companies . The average length of individual experience is 1 year and 10 months . Note that Jörg may not have shared all experience and actually has more experience.

Q: What is Jörg's latest experience?

Jörg's most recent position is Software Developer at Commerzbank .

Q: What companies has Jörg worked for in recent years?

In recent years, Jörg has worked for Commerzbank and Provincial Versicherung .

Q: Which industries is Jörg most experienced in?

Jörg is most experienced in industries like Banking and Finance , Insurance , and Information Technology (IT) .

Q: Which business areas is Jörg most experienced in?

Jörg is most experienced in business areas like Information Technology (IT) , Finance , and Business Intelligence . Jörg also has some experience in Product Development , Project Management , and Quality Assurance (QA) .

Q: Which industries has Jörg worked in recently?

Jörg has recently worked in industries like Banking and Finance and Insurance .

Q: Which business areas has Jörg worked in recently?

Jörg has recently worked in business areas like Information Technology (IT) , Product Development , and Project Management .

Recommended expert

Rostock, Germany

Experience

May 2024 - Nov 2025

1 year 7 months

Software Developer

Commerzbank

Created interface programs between mainframe and distributed online screens
Modified and created batch programs for daily data processing
Provided advice on program setup, database structures, and programming tools
Performed error analysis for the overall project
System: OS/390, ISPF, TSO, IMS DB, IMS Connect, COBOL, DB2, SQL, SPUFI, IBM debug tool, Confluence, Jira, Eclipse, Rational Developer for Z Systems (RDZ)

Jan 2022 - Mar 2024

2 years 3 months

Münster, Germany

Business Analyst, Software Developer

Provincial Versicherung

Maintained, extended, and supported mainframe-based text systems with interfaces (DOPE, MTEXT, POSY)
Processed all documents generated in each insurance line (batch and online)
Performed cross-system data retrieval (IMS DB, DB2, SAP, XML, CSV) and generated a formatted AFP print data stream for all document types in the group (letters, insurance policies, checks, payment slips, agent copies, etc.)
Generated documents on demand as PDF, on paper, into the electronic mailbox, or as an electronic invoice
Supplied the archives and the connected scheduling system (Siebel)
Developed an IMS Connect interface with web service capability for data retrieval and DOPE supply from various host systems of the group
Created and maintained Java tools to support program and data analysis and document management
System: z/OS, ISPF, TSO, IMS TM, IMS DB, IMS Connect, COBOL, REXX, ASF, DCF, DB2, SQL, SPUFI, SQL Workbench, IBM debug tool, Changeman, DOPE, Confluence, Jira, Hudson, Tomcat, Java, Eclipse, Enterprise Developer for COBOL (EDC)

Jan 2021 - Dec 2021

1 year

Frankfurt, Germany

Business Analyst, Software Developer and Subproject Manager

Commerzbank

Analyzed processing of account management products to identify special logic and make necessary adjustments
Supported product owners in account management to coordinate required changes
Assisted in technical decision-making for implementation strategy and prepared board presentations
Communicated with overall project management and initiated necessary work for account management products
Coordinated tasks of an external project team within the overall project
System: OS/390, COBOL, DB2, Batch, Confluence, Jira, MS PowerPoint

Mar 2020 - Dec 2020

10 months

Frankfurt, Germany

Business Analyst, Software Developer and Subproject Manager

Commerzbank

Analyzed the entire product to determine necessary GDPR adjustments
Designed a prototype to delete product data from the data warehouse after the legal retention period
Designed batch jobs to run GDPR programs in batches
Developed individual deletion programs based on the prototype to implement GDPR according to legal requirements
Managed deployment of numerous new programs to system test environments and oversaw testing
Acted as deputy subproject manager for GDPR compliance implementation
System: OS/390, COBOL, DB2, Batch, Confluence, Jira

Nov 2018 - Sep 2019

11 months

Münster, Germany

Business Analyst, Software Developer

Finanz Informatik

Coordinated requirements with LBS Bayern
Extended the interface design for the existing, repeatedly used migration layer
Designed and implemented new interfaces for housing construction premium
Maintained generation procedures for migration processes
Performed error analysis and correction for existing interfaces
Managed and conducted multiple migration test runs for the receiving system
System: OS/390, COBOL, DB2, Batch, REXX, ENDEVOR, Jira

Sep 2018 - Sep 2018

1 month

Germany

Trainer

IT service provider

Preparation of training materials
Conducted a 2-week training covering mainframe architecture, introduction to application development on mainframe systems with COBOL, REXX, IMS-DB, DB2, IMS-DC, CICS, WebSphere MQ and RDz

May 2018 - Feb 2019

10 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Reorganized the application for calculating prepayment penalties to promptly determine daily published market interest rates
Coordinated requirements
Concept, design and implementation of program adjustments
Interface documentation and coordination
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, Office 2003, 3-tier architecture

Nov 2012 - Feb 2019

6 years 4 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Coordinated requirements as well as concept, design and implementation of program adjustments
Reorganized the current account systems with online and batch systems
Converted the loan management with online and batch systems to enable a four-eye principle during data entry
Developed a new web frontend for input, calculation and storage of cash advances by customers in online banking
Adapted the application for calculating internal interest to correctly compute negative interest rates
Adapted the prepayment penalty calculation application to handle negative interest rates correctly
Introduced a new treasury interface to use Commerzbank systems from the DSB32 system of Deutsche Schiffsbank
Calculation software for corporate customer service
Implemented VAT settlement for loan transactions
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, Office 2003, 3-tier architecture

Jul 2011 - Dec 2012

1 year 6 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Extended the IZV application (internal interest allocation) to handle negative market interest rates, added new input and calculation functions, and additional data storage for determining special repayment rights
Specified the application extension with integration of data supply from PALME
Designed the expansion of data storage
Designed the new interpolation of special repayment rights using the newly added data
Integrated and used the new functions in the lending systems CoAktiv and SAP Mark
Coached on implementing the changes in COBOL programs
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, JCL, PEV, REXX, XINFO, Office 2003, XML, 3-tier architecture

Aug 2009 - Feb 2019

9 years 7 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Monitored daily batch processing and errors occurring in the online systems
Initiated corrections to production data and analyzed and fixed production online programs
Communicated with the Bundesbank regarding interest data to be delivered for daily processing
Adjusted ongoing interfaces between CODABAS (Commerzbank's data warehouse) and SAP MARK (private customer loan management)
Advised on interfaces between central and decentralized systems and integration of external systems
Advised on loan calculation and internal interest questions
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, JCL, PEV, REXX, XINFO, Office 2003, XML, 3-tier architecture

Jul 2009 - May 2011

1 year 11 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Provided conceptual support for migrating Dresdner Bank transactions into Commerzbank systems
Coordinated release changes and deployment management for the migration of Dresdner Bank transactions
Designed changes in the CoAktiv loan system and interfaces to other systems for integrating Dresdner Bank customer numbers into Commerzbank, ensuring unique customer/account data and retaining both banks' customer/account data for customer communication
Designed a new release of the CoAktiv loan system to cover and reflect the specific features of Commerzbank and Dresdner Bank loans
Designed, developed, and tested changes in the web-based VFE-Web application to calculate early repayment fees for loans
Set up job workflows on a new user acceptance test machine to test integration of the CoAktiv, VFE-Web, and internal interest billing applications
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, JCL, PEV, REXX, XINFO, Office 2003, XML, 3-Tier Architecture

May 2009 - Apr 2010

1 year

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Designed, developed, and deployed host services for use by the Pega application 'Collateral Database Log'
Provided access to Commerzbank key data, customer master data, and collateral data for Commerzbank and Eurohypo loans
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, Office 2003, XML, 3-Tier Architecture

Feb 2009 - May 2009

4 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Designed changes to the CoAktiv loan system to calculate accruals of monetary benefits
System: OS/390, COBOL, DB2, JCL, IMS/BMP, REXX

Dec 2008 - Jul 2009

8 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Specified, designed, and implemented changes to the Java front-end application for internal interest billing to capture a list of rollover swaps and extra interest rates from Reuters, ensuring internal interest is correctly calculated using a basis spread
Specified, designed, and implemented adjustments to the IZV database layer to store rollover swaps and parallel interest rates with a new basis spread add-on
Designed and implemented adjustments to the IZV calculation routines
Integrated the SAP Mark and CoAktiv systems to include rollover swaps and basis spreads
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, Office 2003, XML, J2EE, Framework FRAME, CommonControls, CSS, JCA, Struts, 3-Tier Architecture

Jul 2008 - Nov 2008

5 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Designed the change to the CoAktiv loan system for retroactive initialization with data for calculating monetary benefits
Designed the process to report the monetary benefits of migrated loans to SAP MARK
Coordinated the processes with the operations planning team
System: OS/390, COBOL, DB2, JCL, IMS/BMP, REXX, SAP MARK

May 2008 - Oct 2008

6 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Design and implementation of an embeddable data capture for interest rates on baw loans to replace an IMS transaction
Analysis for a polling mechanism to prefill interest values from Reuters as a mainframe-based solution with communication to the Java front end
Prototyping new entry forms based on the fat-client solution
Designing communication between the data capture front end and the DB2 database on z/OS
Test support for communication between the Java front end and the mainframe application
System: OS/390, COBOL, DB2, IMS/DB, IMS/DC, MQ-Series, Office 2003, XML, J2EE, FRAME framework, CommonControls, CSS, JCA, Struts, 3-tier architecture, Visual Basic

Feb 2008 - May 2008

4 months

Hamburg, Germany

Business Analyst, Software Developer

Eurohypo AG

Technical and functional consulting for the migration and go-live rollout of loans from the Commerzbank CoAktiv system to SAP MARK
Introduction of new interfaces between SAP MARK and the Commerzbank data warehouse CODABAS
Implementation support and production support for communication between SAP MARK and Commerzbank systems
System: OS/390, COBOL, DB2, JCL, IMS/BMP, REXX, SAP MARK

Oct 2007 - Jan 2008

4 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Concept work to extend the internal interest allocation with various early repayment options
Further development of the Struts-based intranet application OptionGrid for capturing and managing interest values as the basis for IZV calculation
Extension of SAP MARK integration to Commerzbank's IZV service
System: OS/390, COBOL, DB2, IMS/DC, LU6.2, XML, J2EE, FRAME framework, CommonControls, CSS, JCA, Struts, 3-tier architecture

Mar 2007 - Oct 2007

8 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Rollout support for the first phase of the application for calculating prepayment penalties
Change of the data source for the daily delivery of ask quotes from Reuters and communication of the decentralized MDDS service with the host
System: OS/390, COBOL, DB2, IMS/DC, LU6.2, XML, J2EE, FRAME framework, CommonControls, CSS, JCA, Struts, 3-tier architecture

Jul 2006 - Nov 2007

1 year 5 months

Hamburg, Germany

Business Analyst, Software Developer

Eurohypo AG

Technical and functional consulting for the migration of loans from the CoAktiv system to SAP MARK
Architectural consulting on communication paths between SAP MARK and z/OS from Commerzbank's perspective
Implementation of interfaces between SAP MARK and Commerzbank systems as well as rollout support and production support
Design of integration for internal interest allocation from SAP MARK
Analysis of business processes in CoAktiv and concept implementation in an ABAP framework
Creation of DV and target concepts for interfaces between SAP MARK and the Commerzbank system landscape
Prototypes for asynchronous/synchronous communication between SAP MARK and the Commerzbank host
Adaptation of an Access tool to support data mapping between systems
System: OS/390, COBOL, DB2, MQ-Series, JCL, IMS/BMP, REXX, 3-tier architecture, webMethods, Java, ABAP, SAP MARK

Jun 2006 - Jul 2006

2 months

Frankfurt, Germany

Business Analyst, Software Developer

Commerzbank

Development of new modules and planning the process control for creating and activating TAN letters via the iTAN procedure
Blocking all unsecured TAN letters after replacement with secured TAN letters
System: OS/390, COBOL, DB2, JCL, IMS/BMP, REXX

Nov 2005 - Jun 2006

8 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Design of application architecture with intranet-based user interface and host services
Development of central components like calculation of interest rate curves, print control, connection to Astfalk calculation core for VFE calculation
Interfaces for data communication between the intranet application and the host
Design of a new data storage for interest rate curves
Design of daily delivery of Reuters quote rates and communication with the MDDS service
Module test and integration test of the components with the CoAktiv loan system
System: OS/390, COBOL, DB2, IMS/DC, LU6.2, XML, J2EE, Framework FRAME, CommonControls, CSS, JCA, Struts, 3-tier architecture

Aug 2005 - Nov 2005

4 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Maintenance work in the system area for extending loan offers with expiring terms
Difference determination and analysis between CoAktiv and CoRealK
Extension of booking logic for externally financed loans due to legal requirements
System: OS/390, COBOL, DB2, IMS/DC, REXX

Jul 2005 - Jul 2005

1 month

Frankfurt, Germany

Business Analyst, Software Developer

Commerzbank

Design of a method for generating mappings between TANs and system-generated forced usage
System: Office 2003

Feb 2005 - Jul 2005

6 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Analysis of batch processes in the legacy application and design of processes in the current account system
Design of host services for a new component-oriented and reusable user interface
Design of mathematical components like internal interest calculation and business day convention
System: OS/390, Assembler, COBOL, DB2, JCL, IMS/DC, MQ-Series

Jul 2004 - Mar 2005

9 months

Hamburg, Germany

Business Analyst, Software Developer

Commerzbank

Integration of Schmidtbank customers into Commerzbank's participant management
Migration of all Schmidtbank loans to CoAktiv while maintaining the same conditions
System: OS/390, COBOL, DB2, IMS/DB, VSAM, JCL, IMS/DC, MQ-Series, SAS, REXX

Jul 2003 - Jun 2004

1 year

Hamburg, Germany

Business Analyst, Software Developer, and Tester

Techniker Krankenkasse

Introduction of additional insured groups and creation of insurance cards
Production support for the processing of insurance cards
Adjustment of communication interfaces between the OS/390 application and the Java frontend
Branch relocation as part of the restructuring
Online request of employer registration lists and customer information letters (CRM)
System: OS/390, COBOL, IMS-DB/DC, DB2, VSAM, JCL, SAS, Fileaid, Abendaid, SmartEdit, Datadictionary TEO, Tkeasy-Framework, Java

Apr 2002 - Nov 2003

1 year 8 months

Ludwigsburg, Germany

Business Analyst, Software Developer

Bausparkasse Wüstenrot

Design, development, testing, and coaching for the enhancement of the Java application Bausparrechner
Incorporation of the specifics of new tariffs into the UI, function control, and result presentation
Integration of the C++ calculation module from Leonberger Bausparkasse via JNI
Java coaching for project team members and support for internet integration using JSP
Support for integration testing for product launch
Adaptation of Access applications to migration-related requirements
System: Java, C++, Windows NT, DB2 UDB, PL/I, MQ-Series, IMS/DB, Together, Visual Café, Eclipse, IBM Websphere, Trend Framework, WinCVS, MS Access, Swing, JNI, JSP

Feb 2002 - Jul 2003

1 year 6 months

Stuttgart, Germany

Business Analyst, Software Developer

Württemberger Versicherung

Customization of the HuS system (mortgages and promissory notes) based on requirements
Migration of interfaces to SAP from R2 to R3
Maintenance and support of the HuS system in production
System: OS/390, COBOL, IMS/DB, VSAM, JCL, IMS/DC, FOCUS, OPC, REXX

Jan 2001 - Dec 2001

1 year

Frankfurt, Germany

Business Analyst, Software Developer

Commerzbank

Data migration from IMS-DB to DB2
Design, coordination, and subproject management as well as development of host services for data communication between OS/390 and Windows NT client-server applications
System: OS/390, COBOL, PL/I, DB2, IMS/DB, VSAM, JCL, CICS, IMS/DC, MQ-Series, REXX

Dec 1999 - Dec 2000

1 year 1 month

Frankfurt, Germany

Test Manager

Dresdner Bank

Test management and coordination
Test case definition for functional, application, and integration tests
Execution of automated and manual tests
Test evaluation and control
Creation of test tools
Support for application developers on internal banking interfaces
System: OS/390, COBOL, DB2, VSAM, JCL, REXX, CICS, MQ-Series, SQS-Test, MS Office, Perl, VBA, C++

Industries Experience

See where this freelancer has spent most of their professional time. Longer bars indicate deeper hands-on experience, while shorter ones reflect targeted or project-based work.

Experienced in Banking and Finance (22 years) and Insurance (4.5 years).

Banking and Finance

Insurance

Business Areas Experience

The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.

Experienced in Information Technology (25 years), Finance (12 years), Business Intelligence (9.5 years), Product Development (9 years), Project Management (4.5 years), and Quality Assurance (2.5 years).

Information Technology

Finance

Business Intelligence

Product Development

Project Management

Quality Assurance

Skills

Industries: Banks, Insurance, Public Sector, Government Agencies, Manufacturing
Roles: Software Developer, Business Analyst, Project Manager, Trainer
Domain: Lending, Mortgages, Promissory Notes, Loan Calculation, Home Savings, Loan Collateral, Treasury, Sap Mark, Sap Clm, Payments, Swift, Securities Trading
It: Mainframe Systems And Interfaces To Distributed Systems
Methods: Analysis, Specification, Business Analysis, Design, Development And Testing, Test Management, Training
Standard Software: Ms Office
Operating Systems: Mvs, Os/390, Z/os, Windows, Unix/linux
Programming Languages: Abap, Assembler, Basic, C/c++, Clist, Cobol/cobol Ii, Html, Java, Javascript, Jcl, Pascal, Perl, Php, Pl/i, Rexx, Rpg, Sas, Sql, Vba, Xml
Databases: Db2, Dl/i (Ims/db), Os Files, Vsam/vbomp, Ms Access, Mysql, Oracle
Tp Monitors And Tools: Mq Series, Ims-db/dc, Ispf, Xpediter, Rational Developer Tools (Rdz), Panvalet, Endevor, Qmf, Swt01, Sclm/tscm, Cics
Methods And Tools: Bts-test, Cedf, Jira, Hp Service Manager, Hp Quality Center, Data Dictionary, Eclipse, Edb, Gks, Ibm Websphere (Wsad), Intertest, J-builder, Java Servlets, Javaserver Pages, Jdk, Ms .Net, Ms Office, Ms Visual Studio, Opc, Pvs/pvcs, Simon And Oliver, Sqs-test, Struts, Tcl/tk, Telon, Visualage For Java, Uml, Wincvs, Adobe Photoshop, Adobe Lightroom
Others: Lending, Mortgages And Promissory Notes, Loan Calculation, Home Savings, Loan Collateral, Treasury, Sap Mark, Sap Clm, Payments, Swift, Securities Trading, Software Training, E-business, Pps, Gis, Accounting, Data Warehouse, Data Mining, Web Services

Languages

German

Native

English

Advanced

Spanish

Advanced

Education

TH Darmstadt

Mathematics and Computer Science · Darmstadt, Germany

Goethe University Frankfurt

Mathematics and Computer Science · Frankfurt, Germany

Universidad de Costa Rica

Mathematics and Computer Science · San José, Costa Rica

Certifications & licenses

CPRE

GPM Basic Certificate

ITIL® V3 Foundation-Workshop

Requirements Engineering Basic Workshop

Scrum Master I (PSM I) - Workshop

Scrum Product Owner I (PSPO I) - Workshop

Profile

Created

February 2026

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Jörg based?

Jörg is based in Rostock, Germany.

What languages does Jörg speak?

Jörg speaks the following languages: German (Native), English (Advanced), Spanish (Advanced).

How many years of experience does Jörg have?

Jörg has at least 25 years of experience. During this time, Jörg has worked in at least 6 different roles and for 9 different companies. The average length of individual experience is 1 year and 10 months. Note that Jörg may not have shared all experience and actually has more experience.

What roles would Jörg be best suited for?

Based on recent experience, Jörg would be well-suited for roles such as: Software Developer, Business Analyst, Software Developer, Business Analyst, Software Developer and Subproject Manager.

What is Jörg's latest experience?

Jörg's most recent position is Software Developer at Commerzbank.

What companies has Jörg worked for in recent years?

In recent years, Jörg has worked for Commerzbank and Provincial Versicherung.

Which industries is Jörg most experienced in?

Jörg is most experienced in industries like Banking and Finance, Insurance, and Information Technology (IT).

Which business areas is Jörg most experienced in?

Jörg is most experienced in business areas like Information Technology (IT), Finance, and Business Intelligence. Jörg also has some experience in Product Development, Project Management, and Quality Assurance (QA).

Which industries has Jörg worked in recently?

Jörg has recently worked in industries like Banking and Finance and Insurance.

Which business areas has Jörg worked in recently?

Jörg has recently worked in business areas like Information Technology (IT), Product Development, and Project Management.

What is Jörg's education?

Jörg attended TH Darmstadt for Mathematics and Computer Science.

Does Jörg have any certificates?

Jörg has 6 certificates. Among them, these include: CPRE, GPM Basic Certificate, and ITIL® V3 Foundation-Workshop.

What is the availability of Jörg?

Jörg will be available from January 2027.

What is the rate of Jörg?

Jörg's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.