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Yang (Cfa) Hu

Credit Risk Analyst

Yang Hu
Paris, France

Experience

Jun 2020 - Present
5 years 9 months
Paris, France

Credit Risk Analyst

Société Générale CIB

  • Corporate credit analysis and financial assessment of counterparties in the Utilities, Energy, and Mining sectors.
  • Credit profile evaluation, internal rating determination, and preparation of detailed Corporate Credit Analyses and executive Flash Notes.
  • Monitoring of credit limits and portfolio exposures; regulatory risk reporting (leverage lending, regulatory large exposures).
  • Participation in risk committees on sector concentration and risk appetite.
  • Involvement in IT and business transformation projects, including process automation and AI use case (prompt engineering, LLM model selection).
Mar 2015 - Jun 2020
5 years 4 months
Paris, France

Risk Analyst

Société Générale

  • Regulatory large exposure (GRR) monitoring and risk analysis on sovereign and corporate portfolios.
  • Sector limit monitoring (Airlines, Shipping, LNG).
  • Risk reporting for internal governance and regulatory compliance.
  • Ad-hoc analyses on sensitive sectors (Metals & Mining, Oil & Gas, Shipping).
  • Coordination of annual publications and liaison with rating agencies.
  • Participation in transversal risk data management projects.
Jul 2014 - Jan 2015
7 months
Paris, France

Asset Finance Risk Analyst Intern

Société Générale CIB

  • Preparation of transaction reviews (Shipping, Aircraft, Asset-Based Finance).
  • Credit and liquidity risk analysis on specialized portfolios.
  • Creation of a financial database for the Aircraft portfolio.
Jul 2013 - Dec 2013
6 months
Paris, France

Operational Risk Analyst Intern

BNP Paribas Securities Services

  • Support in operational risk identification and incident tracking.
  • Risk mapping across business processes.
  • Development of risk dashboards for the Operational Risk Department.

Industries Experience

See where this freelancer has spent most of their professional time. Longer bars indicate deeper hands-on experience, while shorter ones reflect targeted or project-based work.

Experienced in Banking and Finance (12 years).

Banking and Finance

Business Areas Experience

The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.

Experienced in Finance (12 years), Business Intelligence (6 years), and Information Technology (5.5 years).

Finance
Business Intelligence
Information Technology

Summary

Credit Risk & Finance Analyst with 12 years of experience in corporate credit analysis, risk management, and regulatory reporting within investment banking. Proven track record in assessing creditworthiness, portfolio monitoring, and supporting decision-making processes across sectors such as Utilities, Energy and Mining.

Skills

Finance & Risk

  • Corporate Credit Analysis, Risk Management,
  • Regulatory Reporting
  • Financial Communication

Project & Business Analysis

  • Requirements Gathering, Functional Specifications
  • Acceptance Testing
  • Project Coordination And Agile
  • Data Analysis And Process Automation Initiatives

Consulting / Freelance

  • Full Remote And Hybrid Delivery, Multi-stakeholder And International Coordination (Europe, Us, Apmea)
  • Financial Functional Expertise

Languages

Chinese
Native
English
Advanced
French
Advanced

Education

Oct 2023 - Jun 2024

University of Paris Dauphine – PSL

Master's degree, Information Systems Management · Information Systems Management · Paris, France

Oct 2012 - Jun 2015

Neoma Business School - Grande Ecole Program

Master in Finance, Grande Ecole Program · Finance · France

Oct 2009 - Jun 2012

University of Montpellier 1

Bachelor's degree, Law, Economics and Management · Law, Economics and Management · Montpellier, France

Certifications & licenses

Chartered Financial Analyst (CFA)

CFA Institute

Google Project Management Professional Certificate

Google

SAP Technology Consultant Specialization

Profile

Created
Last Update
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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Yang based?

Yang is based in Paris, France.

What languages does Yang speak?

Yang speaks the following languages: Chinese (Native), English (Advanced), French (Advanced).

How many years of experience does Yang have?

Yang has at least 12 years of experience. During this time, Yang has worked in at least 4 different roles and for 3 different companies. The average length of individual experience is 3 years. Note that Yang may not have shared all experience and actually has more experience.

What roles would Yang be best suited for?

Based on recent experience, Yang would be well-suited for roles such as: Credit Risk Analyst, Risk Analyst, Asset Finance Risk Analyst Intern.

What is Yang's latest experience?

Yang's most recent position is Credit Risk Analyst at Société Générale CIB.

What companies has Yang worked for in recent years?

In recent years, Yang has worked for Société Générale CIB.

Which industries is Yang most experienced in?

Yang is most experienced in industries like Banking and Finance.

Which business areas is Yang most experienced in?

Yang is most experienced in business areas like Finance, Business Intelligence, and Information Technology (IT).

Which industries has Yang worked in recently?

Yang has recently worked in industries like Banking and Finance.

Which business areas has Yang worked in recently?

Yang has recently worked in business areas like Finance and Information Technology (IT).

What is Yang's education?

Yang holds a Master in Information Systems Management from University of Paris Dauphine – PSL, a Master in Finance from Neoma Business School - Grande Ecole Program and a Bachelor in Law, Economics and Management from University of Montpellier 1.

Does Yang have any certificates?

Yang has 3 certificates. These include: Chartered Financial Analyst (CFA), Google Project Management Professional Certificate, and SAP Technology Consultant Specialization.

What is the availability of Yang?

Yang is immediately available full-time for suitable projects.

What is the rate of Yang?

Yang's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.

How to hire Yang?

To hire Yang, click the Meet button on the profile to request a meeting and discuss your project needs.

Average rates for similar positions

Rates are based on recent contracts and do not include FRATCH margin.

1000
750
500
250
Market avg: 730-890 €
The rates shown represent the typical market range for freelancers in this position based on recent contracts on our platform.
Actual rates may vary depending on seniority level, experience, skill specialization, project complexity, and engagement length.