Yang (Cfa) H.
Credit Risk Analyst
Experience
Jun 2020 - Present
5 years 6 monthsParis, France
Credit Risk Analyst
Societe Generale CIB
- Corporate credit analysis and financial assessment of counterparties in the Utilities, Energy, and Mining sectors.
- Credit profile evaluation, internal rating determination, and preparation of detailed corporate credit analyses and executive flash notes.
- Monitoring of credit limits and portfolio exposures.
- Regulatory risk reporting (leverage lending, regulatory large exposures).
- Participation in risk committees on sector concentration and risk appetite.
- Involvement in IT and business transformation projects, including process automation and AI use case development (prompt engineering, LLM model selection).
Mar 2015 - Jun 2020
5 years 4 monthsParis, France
Risk Analyst
Societe Generale
- Regulatory large exposure (GRR) monitoring and risk analysis on sovereign and corporate portfolios.
- Sector limit monitoring (Airlines, Shipping, LNG).
- Risk reporting for internal governance and regulatory compliance.
- Ad-hoc analyses on sensitive sectors (Metals & Mining, Oil & Gas, Shipping).
- Coordination of annual publications and liaison with rating agencies.
- Participation in transversal risk data management projects.
Jul 2014 - Jan 2015
7 monthsParis, France
Asset Finance Risk Analyst Intern
Societe Generale CIB
- Preparation of transaction reviews (Shipping, Aircraft, Asset-Based Finance).
- Credit and liquidity risk analysis on specialized portfolios.
- Creation of a financial database for the Aircraft portfolio.
Jul 2013 - Dec 2013
6 monthsParis, France
Operational Risk Analyst Intern
BNP Paribas Securities Services
- Support in operational risk identification and incident tracking.
- Risk mapping across business processes.
- Development of risk dashboards for the Operational Finance Department.
Summary
Credit Risk & Finance Analyst with 12 years of experience in corporate credit analysis, risk analysis management, and regulatory reporting within investment banking.
Proven track record in assessing creditworthiness, portfolio monitoring, and supporting decision-making processes across sectors such as Utilities, Energy and Mining.
Languages
Chinese
NativeEnglish
AdvancedFrench
AdvancedEducation
Oct 2023 - Jun 2024
University of Paris Dauphine – PSL
Master's Degree in Information Systems Management · Information Systems Management · France · magna cum laude
Oct 2012 - Jun 2015
NEOMA Business School - Grande Ecole Program
Master in Finance · Finance · France
Oct 2009 - Jun 2012
University of Montpellier 1
Bachelor's Degree in Law, Economics and Management · Law, Economics and Management · France · Merit
Certifications & licenses
Chartered Financial Analyst (CFA)
CFA Institute
Google Project Management Professional Certificate
SAP Technology Consultant Specialization
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