Yang (Cfa) H.

Credit Risk Analyst

Avatar placeholder
Andorra la Vella, Andorra

Experience

Jun 2020 - Present
5 years 7 months
Paris, France

Credit Risk Analyst

Societe Generale CIB

  • Corporate credit analysis and financial assessment of counterparties in the Utilities, Energy, and Mining sectors.
  • Credit profile evaluation, internal rating determination, and preparation of detailed corporate credit analyses and executive flash notes.
  • Monitoring of credit limits and portfolio exposures.
  • Regulatory risk reporting (leverage lending, regulatory large exposures).
  • Participation in risk committees on sector concentration and risk appetite.
  • Involvement in IT and business transformation projects, including process automation and AI use case development (prompt engineering, LLM model selection).
Mar 2015 - Jun 2020
5 years 4 months
Paris, France

Risk Analyst

Societe Generale

  • Regulatory large exposure (GRR) monitoring and risk analysis on sovereign and corporate portfolios.
  • Sector limit monitoring (Airlines, Shipping, LNG).
  • Risk reporting for internal governance and regulatory compliance.
  • Ad-hoc analyses on sensitive sectors (Metals & Mining, Oil & Gas, Shipping).
  • Coordination of annual publications and liaison with rating agencies.
  • Participation in transversal risk data management projects.
Jul 2014 - Jan 2015
7 months
Paris, France

Asset Finance Risk Analyst Intern

Societe Generale CIB

  • Preparation of transaction reviews (Shipping, Aircraft, Asset-Based Finance).
  • Credit and liquidity risk analysis on specialized portfolios.
  • Creation of a financial database for the Aircraft portfolio.
Jul 2013 - Dec 2013
6 months
Paris, France

Operational Risk Analyst Intern

BNP Paribas Securities Services

  • Support in operational risk identification and incident tracking.
  • Risk mapping across business processes.
  • Development of risk dashboards for the Operational Finance Department.

Summary

Credit Risk & Finance Analyst with 12 years of experience in corporate credit analysis, risk analysis management, and regulatory reporting within investment banking.

Proven track record in assessing creditworthiness, portfolio monitoring, and supporting decision-making processes across sectors such as Utilities, Energy and Mining.

Languages

Chinese
Native
English
Advanced
French
Advanced

Education

Oct 2023 - Jun 2024

University of Paris Dauphine – PSL

Master's Degree in Information Systems Management · Information Systems Management · France · magna cum laude

Oct 2012 - Jun 2015

NEOMA Business School - Grande Ecole Program

Master in Finance · Finance · France

Oct 2009 - Jun 2012

University of Montpellier 1

Bachelor's Degree in Law, Economics and Management · Law, Economics and Management · France · Merit

Certifications & licenses

Chartered Financial Analyst (CFA)

CFA Institute

Google Project Management Professional Certificate

Google

SAP Technology Consultant Specialization

Need a freelancer? Find your match in seconds.
Try FRATCH GPT
More actions

Similar Freelancers

Discover other experts with similar qualifications and experience

Philipp G.
Philipp G.

Building a Modern Compensation System

View Profile
Gunther H.
Gunther H.

Country Director Spain

View Profile
Zhivko A.
Zhivko A.

Country Retail and SME Risk Portfolio and Fraud Manager

View Profile
Daniel R.
Daniel R.

Management Consultant

View Profile
David B.
David B.

Consultant

View Profile
Kim R.
Kim R.

Consultant in Controlling for the Malaysia Site

View Profile
Claudius G.
Claudius G.

Chief Financial Officer

View Profile
Thomas W.
Thomas W.

Interim CFO

View Profile
Klaus S.
Klaus S.

IT Project Manager and Senior Consultant

View Profile
German P.
German P.

Microsoft BI Specialist

View Profile
Mehmet Ü.
Mehmet Ü.

Scrum Master for Risk & Compliance, UBS, PosfFinance, Bitcoin Suisse, Neste

View Profile
Johannes S.
Johannes S.

CFO

View Profile
Ming C.
Ming C.

Business Analyst

View Profile
Markus P.
Markus P.

Chief Financial Officer (CFO)

View Profile
Francesco D.
Francesco D.

Senior Technology Director/Consultant

View Profile
Torben H.
Torben H.

Chair of the Audit Committee

View Profile
Nicholas O.
Nicholas O.

Management Consultant

View Profile
Paula F.
Paula F.

Credit Risk Analyst | L&D Trainer | Msc in Finance

View Profile
Maher S.
Maher S.

Lecturer

View Profile
Bernt A.
Bernt A.

Interim Manager

View Profile
Thomas Z.
Thomas Z.

Principal – Self-employed / Strategy & Corporate Finance

View Profile
Katarzyna G.
Katarzyna G.

Regulatory Reporting Manager

View Profile
Hans B.
Hans B.

Lead Financial & Governance Architect

View Profile
Julia P.
Julia P.

CFO & Managing Director

View Profile
Piotr S.
Piotr S.

CTO Program Manager, Theme Owner / Senior Project Manager

View Profile
Hanna W.
Hanna W.

Product Owner | Risk & Data Analytics Consultant

View Profile
Michael M.
Michael M.

Project Expert, Digitalization and Strategic Consulting

View Profile
Michael T.
Michael T.

Advisor

View Profile
Nicole N.
Nicole N.

Senior Group Reporting Manager

View Profile
Karel V.
Karel V.

Senior Global Finance and Philanthropy Executive

View Profile