Yang (Cfa) Hu
Credit Risk Analyst
Experience
Credit Risk Analyst
Société Générale CIB
- Corporate credit analysis and financial assessment of counterparties in the Utilities, Energy, and Mining sectors.
- Credit profile evaluation, internal rating determination, and preparation of detailed Corporate Credit Analyses and executive Flash Notes.
- Monitoring of credit limits and portfolio exposures; regulatory risk reporting (leverage lending, regulatory large exposures).
- Participation in risk committees on sector concentration and risk appetite.
- Involvement in IT and business transformation projects, including process automation and AI use case (prompt engineering, LLM model selection).
Risk Analyst
Société Générale
- Regulatory large exposure (GRR) monitoring and risk analysis on sovereign and corporate portfolios.
- Sector limit monitoring (Airlines, Shipping, LNG).
- Risk reporting for internal governance and regulatory compliance.
- Ad-hoc analyses on sensitive sectors (Metals & Mining, Oil & Gas, Shipping).
- Coordination of annual publications and liaison with rating agencies.
- Participation in transversal risk data management projects.
Asset Finance Risk Analyst Intern
Société Générale CIB
- Preparation of transaction reviews (Shipping, Aircraft, Asset-Based Finance).
- Credit and liquidity risk analysis on specialized portfolios.
- Creation of a financial database for the Aircraft portfolio.
Operational Risk Analyst Intern
BNP Paribas Securities Services
- Support in operational risk identification and incident tracking.
- Risk mapping across business processes.
- Development of risk dashboards for the Operational Risk Department.
Industries Experience
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Experienced in Banking and Finance (12 years).
Business Areas Experience
The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.
Experienced in Finance (12 years), Business Intelligence (6 years), and Information Technology (5.5 years).
Summary
Credit Risk & Finance Analyst with 12 years of experience in corporate credit analysis, risk management, and regulatory reporting within investment banking. Proven track record in assessing creditworthiness, portfolio monitoring, and supporting decision-making processes across sectors such as Utilities, Energy and Mining.
Skills
Finance & Risk
- Corporate Credit Analysis, Risk Management,
- Regulatory Reporting
- Financial Communication
Project & Business Analysis
- Requirements Gathering, Functional Specifications
- Acceptance Testing
- Project Coordination And Agile
- Data Analysis And Process Automation Initiatives
Consulting / Freelance
- Full Remote And Hybrid Delivery, Multi-stakeholder And International Coordination (Europe, Us, Apmea)
- Financial Functional Expertise
Languages
Education
University of Paris Dauphine – PSL
Master's degree, Information Systems Management · Information Systems Management · Paris, France
Neoma Business School - Grande Ecole Program
Master in Finance, Grande Ecole Program · Finance · France
University of Montpellier 1
Bachelor's degree, Law, Economics and Management · Law, Economics and Management · Montpellier, France
Certifications & licenses
Chartered Financial Analyst (CFA)
CFA Institute
Google Project Management Professional Certificate
SAP Technology Consultant Specialization
Profile
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