Stephan Appel - Financial Director & Head of Treasury

Q: Where is Stephan based?

Stephan is based in Munich, Germany .

Q: What languages does Stephan speak?

Stephan speaks the following languages: German (Native), English (Advanced) .

Q: How many years of experience does Stephan have?

Stephan has at least 19 years of experience. During this time, Stephan has worked in at least 13 different roles and for 12 different companies . The average length of individual experience is 1 year and 4 months . Note that Stephan may not have shared all experience and actually has more experience.

Q: What is Stephan's latest experience?

Stephan's most recent position is Financial Director & Head of Treasury at Omega AG .

Q: What companies has Stephan worked for in recent years?

In recent years, Stephan has worked for Omega AG and Savvy Group GmbH .

Q: Which industries is Stephan most experienced in?

Stephan is most experienced in industries like Banking and Finance , Professional Services , and Construction . Stephan also has some experience in Real Estate , Utility Services , and Information Technology (IT) .

Q: Which business areas is Stephan most experienced in?

Stephan is most experienced in business areas like Finance , Accounting , and Business Intelligence . Stephan also has some experience in Audit , Project Management , and Customer Service .

Q: Which industries has Stephan worked in recently?

Stephan has recently worked in industries like Banking and Finance , Real Estate , and Professional Services .

Q: Which business areas has Stephan worked in recently?

Stephan has recently worked in business areas like Finance , Accounting , and Business Intelligence .

Recommended expert

Munich, Germany

Experience

Apr 2023 - Present

2 years 11 months

Financial Director & Head of Treasury

Omega AG

Optimization and further development of operational processes in various departments
Creation of interest rate schedules and modeling of different scenarios
Management, monitoring and coordination of the financial statement preparation process
Assisting with the annual report and financial statements

May 2021 - Apr 2023

2 years

Head of Treasury & Financial Planning

Omega AG

Managing the Treasury, Financial Planning and Payment Operations department
Acting as the interface between asset and investment management, project development, financing, HR and accounting for all payment-related processes
Preparation and continuous improvement of short- and medium-term financial planning
Handling of payment transactions at project, portfolio and corporate group level
Implementation of group-wide cash pooling in compliance with all legal and tax covenants
Managing and expanding contractual relationships with Omega Group's commercial banks
Responsibility for the technical implementation of payment solutions on the IT platform
Development and optimization of cash management and operational processes, as well as data management within the finance function
Conducting budget vs. actual and ad-hoc analyses and deriving management recommendations
Supporting the executive board in the company's financial management and strategic decision-making
Participating in cross-functional projects on organization, digitization and staff development
Software used: Excel, Aareal Portal, Agicap, DATEV, Wowiport, d.velop

Nov 2019 - May 2021

1 year 7 months

Head of Controlling

Savvy Group GmbH

Monthly project controlling for the group
Project lead for the implementation of the controlling software LucaNet
Performing profitability calculations
Group cash flow and liquidity planning
Collaboration with accounting and finance departments
Preparation of company-level forecasts

Feb 2019 - Nov 2019

10 months

Head of Controlling

MEP Werke GmbH

Disciplinary and technical leadership of the controlling team
Preparation and validation of the strategic and operational company planning
Responsibility for liquidity and budget planning
Preparation of monthly, quarterly and annual financial statements in cooperation with financial accounting
Validation of the monthly forecast
Conducting profitability calculations, budget vs. actual and ad-hoc analyses and deriving action recommendations
Further development of controlling
Management reporting to the commercial director and managing director
Point of contact for auditors, banks and tax advisors
Optimizing processes and workflows
Continuous development of employees under functional and disciplinary supervision

Oct 2016 - Feb 2019

2 years 5 months

Financial Controller & Disciplinary Head of Accounting

M-Concept Baubetreuung GmbH & Co. KG

Creating a cross-project controlling system
Preparing company-level forecasts
Cash flow and liquidity planning, budget controlling
Monthly reporting to management
Budget controlling at cost group level (DIN 276)
Monthly project reporting to financing partners
Project-related cost tracking and reporting to management
Controlling of incoming purchase prices
Conducting profitability calculations
Disciplinary management of the accounting department
Spot checks of accounting
Point of contact for tax advisors
Analysis and optimization of process flows
Negotiation of financing agreements

Oct 2015 - Oct 2016

1 year 1 month

Controlling Consultant

Self-employed

Developed a controlling and liquidity planning system (Excel-based)

Apr 2015 - Oct 2015

7 months

Consultant Finance & Risk Services

Accenture GmbH

Structuring functional and technical requirements, designing solutions, and preparing proposal structures
Interface between business and technical teams
Developing project-specific KPIs for project management
Coordinating future project teams
Preparing proposal presentations
Conducting profitability calculations
Creating project plans and reports
Organizing and preparing project meetings
Managing project progress and performing variance analyses

Jul 2014 - Apr 2015

10 months

Financial & Risk Controller

V-Bank AG

Management reporting (preparation of monthly and quarterly financial statements, enhancement of control and reporting tools, strategic and operational planning)
Calculation of company-specific KPIs
Costing and preliminary control of products, services, and customer relationships
Monitoring target achievement and adherence to risk coverage potentials
Calculation of statistical risk parameters
MaRisk-compliant control and measurement of trading positions
Operational Risk Management

Jan 2013 - Jul 2014

1 year 7 months

Vice President Finance Team

Assenagon GmbH

Financial planning and controlling
Cross-entity consolidated management reporting (group controlling, budgeting and forecasting)
Intra-company transfer pricing according to AO / GAufzV / OECD guidelines
Point of contact for tax and internal audit issues
Accounting: pre- and post-processing, outsourcing controlling
Point of contact for auditors and consultants

Nov 2011 - Dec 2013

2 years 2 months

Financial Controller / Planner & Transfer Pricing Manager

Assenagon GmbH

Financial planning and controlling
Cross-entity consolidated management reporting (group controlling, budgeting and forecasting)
Intra-company transfer pricing according to AO / GAufzV / OECD guidelines
Point of contact for tax and internal audit issues
Accounting: pre- and post-processing, outsourcing controlling
Point of contact for auditors and consultants

Sep 2008 - Sep 2011

3 years 1 month

Assistant to the Head of Asset Servicing

SGSS Deutschland KAG mbH

Calculation and presentation of KPIs
Accounting
Support in risk controlling
Bachelor's thesis: performance and fixed income performance attribution (1.0)

Mar 2008 - Jul 2008

5 months

Project & Process Manager

BMW Financial Services GmbH

Feb 2006 - Aug 2006

7 months

Customer Advisor

Tecis Finanzdienstleistungen AG

Oct 2003 - Apr 2004

7 months

Forensic Analyst

Fast-Detect GmbH

Industries Experience

See where this freelancer has spent most of their professional time. Longer bars indicate deeper hands-on experience, while shorter ones reflect targeted or project-based work.

Experienced in Banking and Finance (10 years), Professional Services (3 years), Construction (2.5 years), Real Estate (2 years), Utilities (1 year), and Information Technology (0.5 years).

Banking and Finance

Professional Services

Construction

Real Estate

Utilities

Information Technology

Business Areas Experience

The graph below provides a cumulative view of the freelancer's experience across multiple business areas, calculated from completed and active engagements. It highlights the areas where the freelancer has most frequently contributed to planning, execution, and delivery of business outcomes.

Experienced in Finance (18 years), Accounting (12.5 years), Business Intelligence (6 years), Project Management (2.5 years), Audit (2.5 years), and Operations (0.5 years).

Finance

Accounting

Business Intelligence

Project Management

Audit

Operations

Skills

Financial Planning / Budgeting / Forecasting / Cash Management
Preparation Of Annual Financial Statements / Strategic Cost Planning / Financial Controlling
Profitability Calculations / Variance Analyses
Project And Process Management / Process Optimization
Ms Office, Ms Visio, Ms Sharepoint
Datev Pro, Ziabris, Itrexs, Sap Fi/co
Lucanet, Wowiport, Agicap, Coor, Aareal Portal

Languages

German

Native

English

Advanced

Education

Mar 2010 - Sep 2011

Hochschule München

Master of Arts · Business Administration (Finance, Controlling, Auditing) · Munich, Germany

Oct 2007 - Mar 2010

Hochschule München

Bachelor of Arts · Business Administration (Banking, Finance & Risk Management) · Munich, Germany

Apr 2004 - Sep 2007

Ludwig-Maximilians-Universität München

Economics · Munich, Germany

...and 1 more

Profile

Created

October 2023

Last Update

September 2025

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Frequently asked questions

Do you have questions? Here you can find further information.

Where is Stephan based?

Stephan is based in Munich, Germany.

What languages does Stephan speak?

Stephan speaks the following languages: German (Native), English (Advanced).

How many years of experience does Stephan have?

Stephan has at least 19 years of experience. During this time, Stephan has worked in at least 13 different roles and for 12 different companies. The average length of individual experience is 1 year and 4 months. Note that Stephan may not have shared all experience and actually has more experience.

What roles would Stephan be best suited for?

Based on recent experience, Stephan would be well-suited for roles such as: Financial Director & Head of Treasury, Head of Treasury & Financial Planning, Head of Controlling.

What is Stephan's latest experience?

Stephan's most recent position is Financial Director & Head of Treasury at Omega AG.

What companies has Stephan worked for in recent years?

In recent years, Stephan has worked for Omega AG and Savvy Group GmbH.

Which industries is Stephan most experienced in?

Stephan is most experienced in industries like Banking and Finance, Professional Services, and Construction. Stephan also has some experience in Real Estate, Utility Services, and Information Technology (IT).

Which business areas is Stephan most experienced in?

Stephan is most experienced in business areas like Finance, Accounting, and Business Intelligence. Stephan also has some experience in Audit, Project Management, and Customer Service.

Which industries has Stephan worked in recently?

Stephan has recently worked in industries like Banking and Finance, Real Estate, and Professional Services.

Which business areas has Stephan worked in recently?

Stephan has recently worked in business areas like Finance, Accounting, and Business Intelligence.

What is Stephan's education?

Stephan holds a Master in Business Administration (Finance, Controlling, Auditing) from Hochschule München and a Bachelor in Business Administration (Banking, Finance & Risk Management) from Hochschule München.

What is the availability of Stephan?

Stephan is immediately available for suitable projects.

What is the rate of Stephan?

Stephan's rate depends on the specific project requirements. Please use the Meet button on the profile to schedule a meeting and discuss the details.