Underwriter for Major Clients

In my current role as an underwriter in the public sector at Versicherungskammer Bayern, I am responsible for evaluating, analyzing, and underwriting risks in commercial and public property insurance. My duties include individual risk assessments, creating coverage concepts, and technical and financial evaluation of new and existing contracts, especially for municipalities, municipal institutions, and public clients.

I work closely with sales teams, brokers, and internal departments, providing expert support during the proposal process and contract drafting. I also contribute to risk-policy decisions and apply my know-how to improve internal processes.

A special focus is on digitizing and structuring risk assessment. In this context, I advocate for developing technical solutions that enable efficient, transparent, and standardized risk evaluation—an area I plan to expand on in the future.

At the same time, I am completing a part-time degree in technical underwriting for industrial property insurance to further build my professional expertise.

In this role, I managed complex customer issues and served as the central point of contact for colleagues with technical inquiries. Additionally, I was deeply involved in testing and implementing the new policy management system, “Faktor 10.” I coordinated technical tests, identified and documented error sources, and played a key role in rolling out the system for property and personal insurance. This allowed me to apply my skills bridging the business unit and IT.

Another focus of my work was training new employees: I created training materials, conducted onboarding sessions, and supported new colleagues in daily tasks—both technically and methodically.